Page 87 - Personal Finance

HDFC Bank trims FD, savings & RD rates again in June: Here's what changing

Private-sector lender announces such a decision for the second time in June after central bank's repo rate cut earlier

Run SIP with long horizon, avoid lump sum bets amid high valuations

Despite stretched valuations and market volatility, smallcap funds saw strong inflows in May as investors bank on long-term potential and return to SIPs for stability

Looking to buy a home? Check out the best home loan rates available today

Here is an overview of the best home loans available from both public and private sector banks available for prospective buyers

Unlimited but repeated ITR revisions may cause scrutiny, say experts

Tax experts say revising your ITR is allowed, but frequent or significant changes may raise red flags with the department's AI-driven systems

India's home sales dip 20% in Q2, but Chennai bucks the trend: Report

India's housing market cooled in Q2 of calendar year 2025 with a sharp sales drop, but Chennai stood out with double-digit growth as other cities struggled with high prices.

One full load at a time, dishwashers are changing how Indian kitchens work

A dishwasher is no longer a luxury - it's a smart investment in convenience, hygiene, sustainability, and quality of life, especially for urban Indian homes

Fund review: DSP Large Cap Fund

Fund review: DSP Large Cap Fund

Union Mutual Fund launches 'low risk', short-term debt investment scheme

Fund is a flexible and structured alternative to traditional savings instruments, says company

'Validation error' in filing tax return: How to fix problem, get refunds

Validation ensures refunds are credited to correct accounts and tax returns are filed properly

DBS Bank to fine customers with low account balances, citing RBI rules.

Private-sector lender will charge more for withdrawals and transactions

Bank's group coverage: Affordable, easier to acquire; but check for limits

Group insurance from banks may be affordable and easy to onboard but customers must watch for coverage limits, exclusions, and renewal risks before signing up

ITR-2, ITR-3 delay decoded: Changes, challenges, and what's next

'Major backend changes and stricter disclosures have pushed the rollout,' say experts, creating anxiety for those with complex incomes and tighter deadlines.

IDFC FIRST Bank launches UPI for Indians in 12 countries: How service works

Indians abroad can use service by linking their international mobile numbers to bank accounts in India

Validated bank account for tax refund: How to ensure process is completed

Refunds are often delayed due to invalid or outdated bank information; this guide tells how to validate your bank account

EPFO auto claim: Get up to Rs 5 lakh from your pension account in 3 days

EPF members can now access funds faster for medical treatment, housing, education or marriage

Earning from reels or brand deals? Here's how influencers must file ITR

'Even your freebies are taxable'. Influencers must report all earnings from reels, brand deals, and affiliate links, say experts.

EPFO raises advance withdrawal limit to ₹5 lakh from PF accounts

The move will enable members of retirement fund body EPFO to get their advance withdrawal claims of up to Rs 5 lakh settled within three days

HDFC credit card users alert: New fees, reward caps introduced from July 1

From wallet loads to gaming spends, HDFC credit cardholders will face new charges and reward point limits starting July 1. Here's what changes and how it may impact your monthly usage.

Dream home is hard to get: 109 yrs of savings needed to buy one in Mumbai

Skyrocketing prices mean even top earners in Indian cities will need decades to afford a standard home

Sign agreement locker agreement promptly, buy cover for valuables

Customers may face service interruption if they don't sign agreement after multiple deadline extensions