Page 87 - Personal Finance

Investing in microcaps: Limit exposure to 5-10%, enter with 5-7-yr horizon

High volatility, low liquidity, and corporate governance are risks investors need to be prepared for

Delaying term insurance? Premiums jump nearly 50% in just five years

Buying term cover in your 30s instead of 20s can inflate costs steeply, with premiums rising up to 50% in five years and adding lakhs to your long-term outgo

HDFC Bank revises Imperia eligibility norms: New TRV rule from October

HDFC Bank has revised Imperia rules from Oct 1, 2025; customers can now qualify by maintaining ₹1 crore TRV at group level, alongside existing balance-based options

SBI credit card protection cover to cost less, new benefits kick in Sept 16

Cardholders to pay less for SBI's protection plan from September, as CPP variants get revised fees without losing key fraud cover and emergency support.

DDA Premium Housing Scheme 2025: Guide to bidding, payment, what's on offer

The Scheme is titled as "DDA Premium Housing Scheme 2025 (Mode of disposal: e-Auction)" for sale of available HIG, MIG and LIG flats, and Car/Scooter garages in prime locations of Delhi

Opted for UPS and thinking of going back to NPS?Here's all you need to know

Employees under UPS now have one-time option to shift back to NPS before retirement; assured payouts end but government adds 4% extra to NPS corpus at exit

Failing to report Dream11/RummyCircle income? You could face 200% penalty

Tax on Dream11 and online card games: 30% flat rate, no deductions allowed

Anil Kapoor, son Harsh Varrdhan buy Rs 5 cr flat in Mumbai's Bandra West

The deal also includes one garage space. The transaction incurred a stamp duty payment of Rs. 30 lakh and registration charges of Rs. 30,000.

Simpler, smarter ITR forms ahead as New Income Tax Act kicks in from April

From April 2026, your ITR filing experience will be simpler, with pre-filled smart forms and a cleaner tax framework.

How to clear your 25-yr home loan in 10 years and save lakhs in interest

Rohit & Neha Cleared Their ₹50 Lakh Home Loan 15 Years Early - Here's How You Can Too

Surat stockbroking fraud: Avoid unregistered middlemen posing as brokers

Dealing with such entities is highly risky, as they can block trading and abscond with deposits

India's offbeat travel insurance rises 45%, Seychelles up 115%, Vietnam 50%

Travel insurance for offbeat destinations jumped 45% in 2-3 years, with Seychelles leading at 115% growth and Vietnam rising 50%, said Policybazaar

Got SGBs? Here's when you can redeem early between Oct 2025 and Mar 2026

Investors holding SGBs from 2018-21 can opt for early exit between Oct 2025 and Mar 2026 as RBI announces the redemption schedule

Budget behind the fun: How much Indians are spending on Spain's La Tomatina

Once popularised by Bollywood's Zindagi Na Milegi Dobara, La Tomatina has moved from reel to real for many Indian travellers, now featuring high on their European summer bucket lists

Home loan rate in August starts from 7.35%: Check banks' offerings here

August home loan rates remain steady, with Union Bank, Bank of India and other PSU lenders offering the lowest starting point at 7.35%.

Onam, Ganapati bring early August salary credit for govt staff, pensioners

Salaries and pensions for central government staff in Kerala and Maharashtra to be credited in advance this month to ease festival-related expenses

Major EPFO update: Death relief fund raised to Rs 15 lakh from April 2025

EPFO hikes ex-gratia for employees' families to Rs 15 lakh; benefit to rise 5 per cent annually from 2026 in step with costs

CIBIL score not mandatory: Govt tells banks not to reject first-time loans

New borrowers can seek loans without a credit score hurdle, with RBI directing banks to decide based on wider due diligence, not just CIBIL reports

Fake MF redemptions, fraudulent trade apps: Sebi's big warning to investors

The regulator asked investors to exercise caution when encountering messages on platforms like WhatsApp, Telegram, or other apps that claim to offer stock market access through FPIs

71% of ₹52,842 cr housing sales go to just 5 builders: Prestige, DLF lead

India's 28 listed real estate companies have together sold properties worth nearly Rs 53,000 crore in the April-June quarter, with Prestige Estates achieving the highest sales bookings.