Personal Finance News
PERSONAL TAX 
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Transfer your child's living expense before new TCS rates kick in
Higher TCS is temporary; you can adjust it against your tax liability or get refund
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Budget 2023: New tax regime (II) can help you save more in taxes
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Old income tax regime vs new income tax regime: Which one is better?
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Rebates to slabs: Budget's key changes in Income Tax regime explained
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Avoid higher TDS with timely, accurate submission of investment proof
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INSURANCE
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For insurance cover against cancer, maintain high sum for hospitalisation
February 4 is World Cancer Day: here is advice on how meet ancillary expenses in treating disease
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India set to become one of fastest growing insurance mkts: Economic Survey
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Indian insurers may have to tackle pricey reinsurance amidst global crises
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Insurance sector needs Rs 50,000 cr capital each year to double penetration
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Budget 2023 wish list: Insurers seek hike in tax deduction limit
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EXPERT OPINION
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Beware! Govts do default on pension liabilities
The faith displayed by employees in a future government's ability to pay pension is perplexing when stories abound of ...
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Watch out for mark-up on the exchange rate when remitting money
Go with a player that states both the exchange rate and the transaction fee transparently
LOANS
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Fixed or floating rate? Choose floating-rate car loan if you plan to prepay
With interest rates peaking, you could benefit from a decline in them
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Select lender that will offer amount needed to buy chosen property
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Use data on education loan defaults to rank courses
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Not just car, get a good deal on auto loan as well, advise experts
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Prepay home loan to tackle 190-bps rise in repo rate since May: Experts
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CREDIT CARDS
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Maximise reward points by using the right card for your each spend
Beware that on some expenses you could be levied a fee for card usage
Q&A
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We're transparent, not biased against fund managers: S&P's Benedek Voros
'The two key factors are volatility in the stock market and the performance differential within indices'
REAL ESTATE
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Upcoming and affordable properties in Mumbai's Shil-Thane
Property prices are very attractive to users on a budget, ranging between Rs 4,300-6,600 per sq ft
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Home loans need a more stable benchmark
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Hard to get capital gains benefit for joint houses
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Realty check within budget of Rs 1.5-2 crore
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Options for buyers when builder goes bankrupt
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MUTUAL FUNDS
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Edelweiss Mutual Fund launches India's first passive short-duration fund
This is the first passive offering in the short-duration space
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Maintain exposure to US funds in face of recent underperformance
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Diversify your investment portfolio by style to include value funds
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High portfolio yields to make debt funds an attractive option in 2023
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The reason you must hold on to equity funds despite turbulence in 2023
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GOLD
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US interest rate-cut expectations have yellow metal shining bright
Mild recession, low inflationary pressures in the US and a stronger rupee would act as headwinds
- Gold to shine amid global recession; soft landing could play spoilsport
- Long-term investors should invest in gold through SGBs, say experts
- Fed-induced market volatility could spur demand for gold: Experts
FIXED DEPOSITS
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Silver's performance may continue if global economy avoids recession
Beware of its volatile nature and don't invest more than 5% of your investment portfolio in it
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Special FD rates, while attractive, lose the medium to long-term race
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INVESTMENTS
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Build diversified portfolio, don't chase the mirage of safe equity fund
There are three approaches investors may take as they decide their asset allocations
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Investors should avoid NCDs rated below AA despite mouthwatering returns
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SPENDING
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Cheers to coffee: How to pick up the best brew for your home pleasure
Instant, special, or traditional blends: Indians' choice for their daily cup keeps increasing
- 10 ways retailers trick you into buying way beyond your planned shopping
- Signature luxury: How to build a collection of the finest writing pens
- Beaches to mountains: Indians are heading out for their New Year vacation
- Year-end indulgence: how to pick the best cakes for gifting
SAVINGS SCHEMES
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PFRDA expects AUM of Rs 9 trillion by end of FY23, shows data
Amongst the newer assets, PFRDA has invested around Rs 1,100 crore in REITs and InvITs, accumulating better returns ...
- Don't let weak returns of ELSS category in 2022 deter you; stay invested
- Small savings are an attractive option for investors in lower tax brackets
- NPS partial withdrawal rule changing for these subscribers from Jan 1
- 7.4% interest rate locked in for 10 years: Who should buy LIC's PMVVY
Financial Tools
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Crorepati Calculator
Find out your tax liabilities on your salary.
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EMI Calculator
How much EMI you will pay on your loans.
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Plan your retirement
How to grow your wealth before you retire.
