Small finance banks lead the market for retirees, with senior citizen fixed deposit rates peaking at over 8% across select tenures
FD Rates December 2025: Small finance banks offer the most competitive returns as 2025 draws to a close, with select five-year fixed deposits reaching the 8% mark
Small finance banks lead returns, while PSU and private banks offer steadier FD yields across tenures
HDFC Bank has lowered its fixed deposit rates by 15 bps for select tenors on deposits below Rs 3 crore, bringing its peak deposit rate down to 6.45% from December 17
Larger banks remain popular for institutional stability, according to data
Small finance banks offer the highest interest rates, while private- and public-sector Banks offer generally lower peak rates
Debt-oriented fund-of-funds, like income-plus-arbitrage funds and arbitrage funds are good options for debt fund investors
RBI's December 5 repo cut is expected to push banks towards trimming deposit rates. Here are the updated FD slabs and how savers can plan in a falling-rate cycle
FD Rates in October 2025: Fixed deposits remain a safe bet, but the right mix of laddering, diversification and payout choice can boost returns. Here's how October 2025 FD rates stack up across banks
Best FD rates in Sept: The Fed's first rate cut since December 2024 could push Indian banks to trim deposit returns further, making this a key moment for savers to lock in fixed deposit rates
Small finance banks offer the highest returns; their larger peers have conservative terms
Opening deposits with multiple financial institutions is a safe investment option
Small finance bank says its terms are among the most attractive in banking
Small finance banks offer highest rates; their largest peers are conservative and stable
Special deposit schemes from SBI, Indian Bank and IDBI offer attractive rates, but the investment window is closing soon.
Senior citizens, who are often overlooked in financial planning by families due to their unfamiliarity with new strategies, still get the best rates for fixed deposits
FDs stay popular as market slips after Trump's India tariff move; here's where banks and NBFCs are offering up to 8.95% interest as of July 30, 2025
Fixed deposits are a safe bet for risk-averse investors and are unlikely to change terms soon
slice Bank offers highest FD rate at 8.5 per cent, followed by Suryoday and Jana. Small finance banks outpace private lenders in 2025 fixed deposit returns
Senior citizens can secure higher returns this July with fixed deposit rates as high as 8.80% from small finance banks