With markets volatile, senior citizens are turning to fixed deposits. Here's a bank-wise look at FD rates and strategies to maximise returns in April 2026
Shriram Finance has cut fixed deposit rates across multiple tenures, with revised rates effective May 6, impacting returns for retail investors and fixed investment plans
Small finance banks lead with up to 8.1% rates, while state-owned and private banks offer 6-7% across tenures
RBI's rate pause gives FD investors clarity, with returns holding firm as market volatility pushes savers towards safer options
Best Corporate FD rates in April 2026: Corporate FDs offer higher returns than banks, but risks vary by rating and tenure. Here's what to check before investing
Small finance banks continue to outpace major lenders in March-end, offering interest rates of up to 8% on select fixed-deposit tenures
Smaller lenders continue to outpace major banks this March-end, offering senior citizens interest rates of up to 8.5% on select fixed-deposit tenures
Best FD rates in March 2026: Small finance banks offer up to 8.25% interest as FD rates vary across lenders. Here's how returns compare across tenures and bank types
Fixed deposit rates for senior citizens: Retirees get opportunity to secure guaranteed returns as fixed deposit rates climb above 8%
Fixed deposit rates appear to have peaked after RBI's repo moves. Here's where banks and corporate FDs stand in February 2026 and how seniors can respond
Legal experts explain when children or grandchildren can inherit FDs, what nominees can do, and which documents banks will ask for
Small finance banks are outperforming their larger rivals by offering senior citizens premium yields of over 8%, providing a crucial safety net for retirement income
Small finance banks outperforming public sector rivals by offering retail deposit rates of up to 8%
Bank FD rates for senior citizens in Jan 2026: Small finance banks lead the market with yields of up to 8.1%, providing a lucrative window for senior citizens to lock in high returns
Major lenders are holding firm at 6-6.5 % while small finance banks lead the market with returns of up to 8%
Special SBI FDs offer higher returns for seniors and large deposits in 2026
Interest rates vary widely across banks and tenures, making comparison important
Bank-wise FD rates range from 5% to 8%, depending on tenure and lender type
Small finance banks lead the market for retirees, with senior citizen fixed deposit rates peaking at over 8% across select tenures
FD Rates December 2025: Small finance banks offer the most competitive returns as 2025 draws to a close, with select five-year fixed deposits reaching the 8% mark