Fintech

PB Health targets 150 hospitals, expansion into Tier-II, III cities

The venture aims to raise Rs 10,000 crore to build a network of 15,000-20,000 beds across more than 50 cities over the next five to six years

The next frontier

Digital-payment trail can improve risk assessment for lending

MDR on UPI payments likely to unlock ₹15K-21K crore revenue pool

Brokerages expect banks to receive the largest share of the levy, while Paytm, Pine Labs and other fintechs could gain from higher transaction-linked revenue annually

PIL in SC challenges 0.4% MDR on UPI transactions above ₹2,000 in India

Petitioner questions the amended payment law, lack of gazette publication and differing treatment of UPI and RuPay debit-card transactions under the new framework

Fintech rules must match risks, not make firms resemble banks: RBI's Murmu

RBI Deputy Governor Shirish Chandra Murmu says regulation should address risks appropriately while allowing responsible innovation and experimentation to scale

Fintechs embrace AI, but 84% see no financial payoff yet: PwC survey

Despite heavy AI investment, 84 per cent of fintech respondents have yet to see measurable financial results. The sector is also preparing for tighter capital and consolidation

Fintechs should treat customer data as fiduciary responsibility: RBI Guv

RBI Governor Sanjay Malhotra cautions fintechs against exploiting regulatory gaps, urges them to protect customer data and focus on responsible, inclusive innovation

UIDAI launches Aadhaar face authentication software for banks, fintechs

UIDAI has launched a new Aadhaar Face Authentication SDK and sandbox, enabling banks, fintechs, insurers and other entities to integrate secure face authentication directly into their mobile apps

Datanomics: Funding needs to scale up to meet Modi's fintech vision

India's fintech footprint is expanding, but a sharp funding gap and slowdown in new startups threaten to limit the sector's next phase of growth.

Many fintechs can emerge from India to serve global markets: Razorpay CEO

India's leadership in real-time payments could foster several billion-dollar fintech companies capable of serving global markets, a top Razorpay official said on Wednesday. While speaking during a session at Global Fintech Fest, Razorpay CEO Harshil Mathur cited the emergence of big tech from the US, like Google, Amazon and others, because of the country's leadership in the internet, saying that similarly, the fintech ecosystem in India can be leveraged by local companies to emerge as global majors. "We feel proud that 49 per cent of all real-time payments in the world are happening through India, and it's great. But I hope that other parts of the world capture a lot of the growth. "Real-time payments are going to create massive opportunity for Indian companies to go and capture their growth. I believe a lot of large multi-billion dollar companies could come out of India because they'll be able to capture their growth in other parts of the world," he said. Mathur said India has a .

Reform express to move at an even faster pace, says PM Narendra Modi

India growing at 7.8% gives the world a new sense of confidence, he said

Fintech a valuable partner in building for future: RBI Governor Malhotra

Governor Sanjay Malhotra says fintech has expanded financial inclusion, improved customer experience and enabled faster, more efficient credit delivery across India

India eyes AI for next finance leap after digital payments revolution

AI could take India's financial system beyond simply processing transactions, helping assess borrowers, detect fraud, tailor financial products and eventually make payments on behalf of consumers

Space, steel, fintech at heart of Luxembourg's India push: Lex Delles

We want Indian companies to use Luxembourg as a gateway to Europe, said Lex Delles

Fintechs race to deploy AI agents, but revenue payoff remains elusive

Paytm, Pine Labs, Razorpay, Cashfree and Juspay are deploying AI agents across merchant and internal workflows, but monetisation remains nascent as most offerings are still being tested

Misselling has to be addressed at the point of sale: LIC's Doraiswamy

Doraiswamy spoke about LIC's plans to maintain its VNB margin at 24-25% and target double-digit growth, its investment strategy and distribution network

Beams Fintech Fund leads ₹215 crore investment in MSME lender BNF

The round also includes Baring Private Equity India, Saison Capital and Unleash, with Beams and its affiliates set to hold over 26% of BNF on a fully diluted basis

Fintech has too many moving pieces: Arbitrage window is closing fast

India's data-protection rules are narrowing fintech's regulatory arbitrage, raising compliance costs while creating new opportunities in regtech, cyberrisk and governance

The power of accounting for MBAs | Learn from the stalwart

In this session, Arindam Ghosh, South Asia Head – India, Institute of Management Accountants, talks about accounting, finance, and provides career tips to the B-Schoolers. >

Why India's Unified Payments Interface needs reform, and not US pressure

The lesson for New Delhi: Keep peer-to-peer and mom-and-pop transactions free, but let large commercial platforms pay, say, 0.5 per cent