Page 34 - Health Insurance

Is your health insurance too expensive? Here're ways to reduce the cost

A look at some of these situations that should prompt you to have a relook at your health cover

Getting a health cover for senior citizens is difficult, but not impossible

Health policies are expensive, and may come with restrictions. But they protect savings from getting wiped out

Aditya Birla Health Insurance aims to cash in on late mover advantage

Recent entrant Aditya Birla Health Insurance aims to beat competition by incentivising healthy lifestyle, expanding the domain beyond hospitalisation costs and leveraging the power of digital

Supplement your health insurance policy with a cash benefit plan

These plans can, at a low cost, help you meet out-of-pocket expenses

Here's how Indian students can save money on health insurance abroad

A cover from an Indian insurer also offers additional features compared to plans sold by foreign universities

Single-disease plans good for insurance sceptics, but not fit for long term

Combination of comprehensive health insurance and critical illness cover a must to meet healthcare needs

Enhance insurance coverage, beat medical inflation with a super top-up

When buying a TU/STU, consider the insurer's brand strength, claim settlement ratio, and product features

Buying health insurance? Look up these key numbers before choosing a plan

Comparing insurers on parameters like incurred claims ratio and claim settlement ratio can help you make a better choice

Now, pet owners can buy health insurance policies for dogs and cats

The premium costs 4-22% of the sum insured, and covers cats and dogs

Health insurance customers can hope for a better tomorrow: Here's why

With the IRDAI committee making significant recommendations, customers are likely to benefit

How uniform exclusion norms in health policies will reduce claim disputes

Customers will have a better idea of what they are covered for, and there will be less scope for arbitrary rejection of claims

Health policies: Customers should reveal any pre-existing diseases

This is the only way to ensure that the insurer does not reject claims

Justify why no insurance cover for congenital anomalies: HC to Irdai

Congenital anomalies are also known as birth defects

Those at high risk of a heart ailment can now buy a health cover for it

These policies come in handy, albeit at a higher cost, if you have a pre-existing ailment

Buying health insurance? Here are things that you need to keep in mind

Take into account medical history, city of residence, and lifestyle when deciding on your initial health insurance amount

Buying insurance isn't enough. You need to build separate healthcare corpus

To build a corpus for health-related needs, adopt a systematic investment approach

Can't deny claims without proof

The State Commission observed that insurance is a contract requiring good faith. And the insurer's stand was based on a handwritten note without authentication

Health insurance: Mental illness to be treated on par with physical ailment

After the current wave of reforms, expect your policy to cover more diseases, but your premiums will rise too

Irdai allows inclusion of 10 more insurers for medical treatments

The Irdai has also deleted a few procedures in the circular

Current policies to be extended to cover mental illnesses as well: Irdai

Insurers say they will have to study the available data to work out by how much premiums will have to go up to be able to cover mental illnesses as well