Page 2 - Home Loan

Home loans at 7.35%-15% as Nov ends: Check what lenders are offering

Rate gaps are wide, with state-owned banks offering the most competitive terms

Understanding Home Loan Eligibility - A Smart Approach to Confident Borrowing

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Home loan rates starting from 7.35%: Here are the top offers

Public and private banks keep rates steady; some lenders offer loans starting as low as 7.35% this month, shows Paisabazaar data

Rajesh cut his EMI with 1 smart ask - The RBI just made it easier for you

A new rule from the RBI means banks can now reduce the 'spread' part of your floating-rate home loan sooner - and borrowers are waking up to the opportunity.

RBI policy: How Rs 50 lakh home loan borrowers can save up to Rs 15.4 lakh

RBI keeps repo rate steady at 5.5%. Along with GST cuts, experts say homebuyers gain relief while developers see improved affordability

Festival home-loan offers: Prioritise long-term savings, avoid teaser rates

Compare the full cost of the loan rather than focusing solely on interest rates

Poll-bound Bihar tops home loan growth list at 16.3%: Equirus Securities

As of June 2025, home loans, according to the Equirus note, grew 12.8 per cent y-o-y to Rs 41.2 trillion, led by state-owned banks (+15.5 per cent y-o-y) and NBFCs / state finance banks

Top-up home loans: Not just for houses but for education, health and more

Linked to your existing home loan, top-up loans offer lower rates and longer tenures than personal loans, but experts say repayment discipline is key.

How to clear your 25-yr home loan in 10 years and save lakhs in interest? EMI

Struggling with home loan EMIs? In the early years, most of your payments go into interest, not principal — making your loan feel endless. But there’s a smart repayment hack that can cut a 25-year

Banks see thinning spreads, driven by credit dip, lower deposits, rate cuts

Growing competition in corporate and institutional credit as well as in home loans, and lower interest rates have also put pressure on lending margins

Muthoot Finance to inject ₹200 crore into home loan arm for growth

Muthoot Finance plans to invest Rs 200 crore in its housing finance subsidiary, Muthoot Homefin, for growth, as the home loan arm's assets under management rise 41% in Q1 FY26

RBI's rate pause: Best chance to lock cheaper home loans and stable EMIs

With RBI keeping repo rate unchanged, experts explain how borrowers can refinance loans and save on EMIs

Facing issues with your home loan? Here's how NHB's GRIDS portal can help

Borrowers can now raise complaints online against housing finance companies through a dedicated platform run by the regulator

Aptus Value stock jumps 7% in 2 days on Q1 results; analysts say 'Buy'

Aptus Value Housing has surged over 7 per cent in two sessions after the company reported strong performance in a seasonally weak quarter

Fat paycheck, fatter EMI? Some home loan mistakes to avoid at all costs

A high income doesn't guarantee peace of mind, especially when your home loan takes the front seat. Experts break down what to do before signing up for that big EMI

From 7.25% to 15%: how home loan rates compare across lenders this July

Rates range from 7.25% to 15%; check what banks and housing finance companies have for you

Retail loan origination slows down in FY25 amid multiple headwinds

Home loan originations slowed down to 2.7 per cent in FY25, compared to 9.9 per cent in the previous year due to higher property prices and macroeconomic challenges

Home payment plans in India: What CLP, PLP, flexi, and subvention mean

CLP, PLP, flexi or subvention? India's real estate payment plans offer flexibility-but come with risks. Here's what every homebuyer should know before signing

Housing sales to remain steady at 10-12% on luxury demand, low rates

Crisil report says demand will rebound in FY26 driven by premium and luxury housing across major micro markets; affordable housing launches remain limited

Home loan interest must drop to 6% to revive sales: NAREDCO president

Realtors' body NAREDCO president G Hari Babu on Friday demanded that interest on home loans should come down to around 6 per cent to boost sales that have fallen during the first six months of this year across the top seven cities. He attributed the fall in housing sales to excess supply, sharp rises in prices of residential properties and global economic uncertainties. Real estate data analytics firm PropEquity has reported a 19 per cent drop in sales during the current April-June period and a 23 per cent fall in the preceding quarter across 9 major cities. Property consultant Anarock has estimated a 20 per cent fall in the latest June quarter in the top 7 cities. When asked about the reason for this fall, Hari Babu said, "Housing prices have increased significantly in the last three years, affecting the affordability of prospective customers." Salaries have not increased so much that it can match the appreciation in the housing prices, Hari Babu said on the sidelines of a confere