Page 50 - Indian Banks

Economic slowdown, low GDP growth likely to hurt banks' earnings: Analysts

After the balance sheet clean-up in March 2018 and June 2019 quarters, banking sector, mainly corporate lenders, were expected to see sharp improvement in asset quality and credit cost and earnings

Not a single job will be lost due to merger of banks: Nirmala Sitharaman

Nirmala Sitharaman was replying to a question on the bank employees unions opposing the merger plan on the ground it would lead to loss of jobs.

Bank unions revise demands, to seek pay rise of 20% at IBA talks

The key reason behind UBFA's revised demand from the 15 per cent earlier is that the gap between what bank employees earn when compared to those in the government's equivalent grade has widened

Bond bonanza to help Indian banks battle world's worst bad loan ratio

The windfall treasury profits come as a relief for lenders staring at a potential surge in bad loan provisions due to a slowing economy and a cash squeeze in the nation's shadow banking system

50 years of socialism

The real reason that the banks had to go was political: the nature of Indira Gandhi's rivals in the Congress

50 years of nationalisation

Status quo on banks will increase the burden on the exchequer

Banking is not the only profitable business model: Former Religare CEO

NBFCs have to start believing that they are not banks and can't compete with them which means that they have to do what I call the hard tier-2 work, he said

Indian banks need to expand their global banking relationship, says report

While domestic banks account for a significant portion of such credit, its distribution is significantly skewed

IL&FS mess: India's shadow banks run out of options, sell bonds to public

Mutual funds and institutional investors are still wary of lending to non-bank financiers, and tighter market liquidity has weighed on company ratings, which deteriorated at the fastest pace in 6 yrs

How Indian banks fare on capital adequacy ratio against global peers

The capital adequacy ratio denotes how much capital a bank has against its loans

RBI's new cybersecurity framework giving a tough time to all banks

While top banks can afford to purchase high-end deception technologies and build strong security operations centres but the smaller rural or cooperative banks may stand to lose

Moody's keeps outlook on banks stable despite weak asset quality

The capitalization at public sector banks (PSBs) will remain weak but government support may provide relief, said Moody's

Indian banks now have the advantage over crisis-hit NBFCs, say analysts

For banks, the game will now be about resolution and not recognition of bad loans as seen in the past

Chat bots to voice-based fund transfer, digital wave sweeping Indian banks

Indian banks are also aggressively pursuing to tap the new generation customers who are tech savvy but weigh customer experience above anything else

Despite falling numbers, service access in urban banks is better than rural

Though the number of urban branches has been falling and that of rural, rising, it is the latter that is struggling to cope with the needs of its customer base

Indian banks need to improve risk management, governance practices: S&P

Axis Bank's risk management is seen as weaker than that of private sector peer HDFC Bank Ltd

Foreign control over Indian banks should be reviewed, says Y V Reddy

Foreign shareholding in the largest private sector banks is well over 70%

Physical banks will become history in next 3 years in India: Amitabh Kant

In the next three-four years, India will have a billion plus smartphones, Kant said

Policy transmission: Some fallacies

The moral of the story: Banks are often blamed for incomplete monetary policy transmissions!

Rally sparked by bad bank news unlikely to carry on

Experts believe bad banks may take a lot of time to resolve the loan mess