Page 52 - Personal Finance

Savings to expenses: What to do in your mid-year financial review

Time to reassess your budget and adjust it to reflect your current financial reality

Govt to launch campaign for redressal of family pensioners' grievances

Union Minister of State for Personnel Jitendra Singh will launch a special campaign for the effective redressal of family pensioners' grievances here on Monday. Presently, around 90,000 cases are being registered on an online Centralised Pension Grievance and Redress System (CPENGRAMS) in a year, a statement issued by the Personnel Ministry said on Sunday. Of the total grievances, family pension grievance cases account for about 20-25 per cent, it said. A major segment of family pensioners' grievances is constituted by women pensioners, the statement said. The majority of the grievances pertain to defence pensioners, railway pensioners and CAPFs pensioners under the Union home ministry, it said, adding that "Bank-related issues also constitute a sizeable number". The Department of Pension and Pensioners' Welfare (DOPPW), as part of its 100 days action plan will be undertaking a month-long special campaign for effective redressal of family pensioners' grievances during the period Ju

Monsoon mayhem: Auto insurance add-ons can keep you afloat during rains

Insurance providers can deny a claim if the damage falls outside the coverage provided by the policy

How to file ITR with multiple Form 16s: Here's a step-by-step guide

Form 16 is an essential document for filing ITR as it contains details of salary income, deductions, and exemptions

Credit score to bills: Steps to take if your loan application is rejected

Paying loan instalments on time is crucial for maintaining a healthy credit profile, reducing the chance of loan rejection

Decoded: How Indians with US H-1B visa can gain from Canada's work permits

Canada's open work permits provide H-1B visa holders with an attractive alternative to the often restrictive and uncertain US visa process

Set up emergency fund, priortise spending to avoid falling into debt trap

A debt trap is a situation where a person is forced to take new loans to meet debt obligations

Citibank credit cards to become Axis: Fees, limits, and benefits explained

The complete migration of all Citi relationships, including your credit cards, to Axis Bank, will wrap up by July 15, 2024

Reviewing money goals, trimming portfolio: Top personal finance stories

This week we write about mid-year financial checklist, selecting funds to drop, and the yoga gear you must have

Post runup, expect more modest returns from infrastructure funds

Altogether 22 infrastructure schemes manage assets worth Rs 41,912 crore.

How to declutter your portfolio and reduce the number of mutual funds

A portfolio with too many funds is difficult to manage and it makes decision-making tough

HDFC Bank imposes fee on credit card rent payments via CRED, Paytm, others

Earlier this year, ICICI Bank and SBI Cards stopped offering reward points for rent payments on several credit cards

Company fixed deposit rates: Terms, tenure explained in one table

Comprehensive insights into ratings and returns offered by various players over different horizons

Shriram AMC launches NIFTY 1D Rate Liquid ETF: Check details of scheme

The fund is suitable for investors who are seeking a stable, liquid alternative to traditional savings accounts and want safety and liquidity for short-term funds

Lost your credit card? Get instant digital card replacement via text/email

Visa has launched a service that allows travellers to receive an instant digital card replacement via text or email

Fear the market turbulence? Ulips will keep your investment safe

Some insurers have been advertising their mid- and small-cap funds heavily. Some distributors and agents have also piggybacked on the popularity of mutual funds (MFs) to sell Ulips

What is the right age to purchase a health insurance policy?

Starting early not only helps you secure lower premiums but also ensures you have comprehensive coverage when you need it most

HDFC Bank updates rewards on Tata Neu Infinity card for UPI transactions

If a UPI transaction is made using Tata Neu UPI ID, customers will earn an additional 1 per cent back as NeuCoin

ICICI Bank introduces 'SmartLock': Know to how to use it on iMobile Pay

Feature allows customers to lock/unlock internet banking, UPI, credit and debit cards instantly

Wish to carry forward losses, get TDS refund? File nil Income-Tax Return

According to the Income-Tax (I-T) Act, it is not mandatory for individuals earning less than the basic exemption limit to file an ITR.