Page 290 - Reserve Bank Of India

Showing declared value on 'Bill of Lading' not mandatory, says expert

Rule 3 of the Rules Relating to the Bill of Lading (BL) set out in the Schedule to the Carriage of Goods by Sea Act, 1925, does not mandate that the value of the goods should be mentioned in the bill

Sebi, Centre at odds over easing disclosure norms for listed NCDs

If the proposal is approved, companies listing their non-convertible debentures won't be obliged to meet disclosure norms

RBI's extension of loan moratorium a credit negative for NBFCs: Moody's

The credit outlook report noted that the Government of India and the Reserve Bank of India have announced a series of measures to alleviate liquidity stress at the NBFCs

Bank credit shrinks 1.2% in April, gross bank credit falls to Rs 91.53 trn

Loans in the retail segment contracted 2.5 per cent to Rs 24.90 trillion

Indian banks' asset quality pressure may last for at least 2 years: Fitch

Fitch estimates that the impact on impaired loan ratios could be anywhere between 200 to 600 basis points depending on the severity of stress and banks' individual risk exposures.

Banking stocks see strong gains, Bank Nifty rallies 11% in three days

The gains come after huge selling pressure and consequent under-performance of banking stocks since the start of March

Do borrowers have any rights?

Can the bank take shelter under the omnibus problems caused by the Covid-19 crisis to indiscriminately cut down on the sanctioned credit limits

India's (im)possible road ahead

Better implementation of policy measures and reaching out to those left behind are needed next

Moratorium may make your loan expensive but will protect your credit score

Reserve Bank of India has extended the moratorium on equated monthly instalments (EMIs) by another three months - till August 31, 2020

India can't avoid land reforms anymore

The coronavirus crisis has given the country an opportunity to unleash the power of land

SC asks govt, RBI to respond to plea on interest on loan during moratorium

Interest shall continue to accrue on the outstanding portion of the term loans during the moratorium period, the RBI had said.

Diversify your investments beyond bank FDs to counter declining rates

Invest in a mix of small savings products, debt funds with quality portfolios to counter declining rates

Covid-19 crisis: Here's how you can manage your finances after job loss

Those who have been handed the pink slip shouldn't make too many loan queries

Covid-19 crisis: Only 46% women with Jan Dhan accounts withdrew money

The slow pace of withdrawals confirms what Reserve Bank of India Governor Shaktikanta Das stated in his monetary policy statement on Friday: 'Private consumption has suffered a precipitous decline'

Looking beyond the rate cut

Credit guarantees from government, deficit financing by the RBI and an HTM hike for banks are the only solutions that can get the wheel of credit and investment rolling

Limited impact

Interest rate reduction may not push credit offtake

Letter to BS: Mindless rate cut by RBI is a step in the wrong direction

Banks may not like to give loans to financially unstable companies. A major reason is dwindling and fast-diminishing demand

Lending, spending... and bending

Bank lending needs to be supported by government spending - the fiscal stimulus

Inflation should be managed carefully

It's one of those rare periods where deflation is also possible. The RBI may have to adjust money supply in either direction

RBI's 40 bps rate cut to revive auto, real estate sales, say CEOs

Rise in group exposure limits to help large corporates