Page 289 - Latest Updates on Reserve Bank of India
White label ATMs: Safe to assume the business is a resounding flop?
The business dynamics are stacked against white label ATMs, which could impact the government's goal of financial inclusion
 "White label ATMs: Safe to assume the business is a resounding flop?")
RBI's one-time restructuring scheme may be limited to Covid-hit sectors
Firms from the aviation, hospitality, and retail sectors are expected to be allowed to avail of the new scheme
 "RBI's one-time restructuring scheme may be limited to Covid-hit sectors")
Statsguru: A look at the performance of UCBs as RBI gets more control
Following the Punjab and Maharashtra Co-operative Bank crisis, there has been a growing call to give more teeth to RBI in regulating such banks
 "Statsguru: A look at the performance of UCBs as RBI gets more control")
More securitisation will help
There are only two big ideas for policy with securitisation: Originators should have skin and investors should have data
 "More securitisation will help")
RBI can frame revival plan for all banks without imposing moratorium
The RBI has to impose restrictions on lending and withdrawal activities before it can frame a revival scheme for commercial and co-operative banks, according to the previous law
 "RBI can frame revival plan for all banks without imposing moratorium")
HC queries Centre, RBI on treatment to PMC Bank depositors from YES Bank
The Delhi HC has directed the RBI and the Centre to explain as to how the depositors of scam-hit Punjab and Maharashtra Cooperative Bank are "differently circumstanced" in comparison to Yes Bank
 "HC queries Centre, RBI on treatment to PMC Bank depositors from YES Bank")
Moratorium hides asset health of PSBs, helps banks post lower NPAs
On aggregate basis, gross NPA ratio of 8 PSBs declined by 132 bps
 "Moratorium hides asset health of PSBs, helps banks post lower NPAs")
Top headlines: RBI's central board meet, Sebi relaxing pricing norms & more
From Indigo introducing 'Flexifare', Jio eyeing more share in B2C space, Vedanta moving closer to delisting, here are the top news on Friday morning
One-time loan recast for India Inc may come up at Friday's RBI board meet
The virtual meeting of the central board will be its first since the outbreak of Covid-19
 "One-time loan recast for India Inc may come up at Friday's RBI board meet")
MSMEs may need massive restructuring post moratorium, says industry
Most small businesses have started opening up with Unlock 1.0 but continue to remain under stress due to lack of demand
 "MSMEs may need massive restructuring post moratorium, says industry")
Interest rates to processing fee, RBI brings relief for loan app borrowers
The new rule book should bring down interest rates and improve recovery methods
 "Interest rates to processing fee, RBI brings relief for loan app borrowers")
Just the first step
Co-operative banks need intervention at multiple levels
 "Just the first step")
Letter to BS: Bringing co-operative banks under RBI will be tough
This view gains more prominence in the wake of the apprehensions expressed by some finance industry experts about the efficacy of the RBI's extant supervisory bandwidth
 "Letter to BS: Bringing co-operative banks under RBI will be tough")
Govt in talks with RBI over one-time restructuring of loans: Sitharaman
The government will consider extending the Rs 3 trillion in emergency line of credit to include individual proprietors
 "Govt in talks with RBI over one-time restructuring of loans: Sitharaman")
What to expect as Sebi board meets for first time via video conference
Sebi's eight-member board will for the first time hold the meeting via video conferencing in light of the Covid-19 pandemic
 "What to expect as Sebi board meets for first time via video conference")
Planning to invest? Don't rely only on gold-silver ratio, say analysts
Take into account the fundamental factors driving demand before deciding to shift from gold to silver
 "Planning to invest? Don't rely only on gold-silver ratio, say analysts")
Govt okays Ordinance to give more teeth to RBI over co-operative banks
The RBI will get more auditory and managerial powers over 1,482 urban co-operative banks and 58 multi-state co-operative banks after the Ordinance is approved by the President
 "Govt okays Ordinance to give more teeth to RBI over co-operative banks")
Top headlines: Co-op banks to be supervised by RBI, Covid-19 medicine, more
Business Standard brings to you a snapshot of events which made it to the headlines today
 "Top headlines: Co-op banks to be supervised by RBI, Covid-19 medicine, more")
Cooperative banks to be supervised by RBI; govt to bring an ordinance
All govt banks, including urban and multi-state cooperative banks will be brought under the supervisory powers of the RBI
Monetary policy for exceptional times
Monetisation of deficit is unlikely to spark inflation
 "Monetary policy for exceptional times")