Page 9 - Anupreksha Jain

Microfinance provisions peaked in Q4, says IDFC First Bank MD and CEO

Provisions against microfinance segment have peaked in Q4FY25

Micro lenders fret over Tamil Nadu Bill to prevent coercive recovery

The microfinance players, banks and non-banking finance companies said the checks and balances proposed in the bill are likely to hinder micro lending operations

Central Bank of India's net profit rises 28% on non-core income growth

NII falls 4% as rise in yield on advances; margins contract

IDFC First Bank profit falls 58% on worsening asset quality of micro loans

Fresh slippages during the quarter was Rs 2,175 crore including Rs 572 crore from the micro loan book, as compared to Rs 4195 crore and Rs 437 crore

Bank of Maharashtra Q4 results: Net profit rises 23% to ₹1,493 crore

Total income increased to ₹7,711 crore during the quarter under review against ₹6,488 crore in the same period of the previous year

TMB to continue growing gold loan business in FY26, says MD & CEO Nair

The bank's total gold loan portfolio as of March 31 is a little over Rs 18,000 crore

IndusInd Bank's risk management, leadership under scanner: Moody's

Yes Bank's profitability remains lower vis-a-vis private peers

High SDF balances signal asymmetric liquidity conditions: RBI Bulletin

RBI report highlights precautionary cash hoarding and uneven fund distribution in banking system

Large banks to benefit from RBI's runoff factor move, say analysts

The new norms have allowed lowering the runoff factor on deposits from non-financial entities such as trusts to 40 per cent from 100 per cent

PSU banks lead incremental credit while share of private banks falls

Although non-food credit increased at a decelerating pace of 12 per cent year-on-year (Y-o-Y), compared to 16.3 per cent a year ago, according to the bulletin

Business banking gives strong boost to ICICI Bank's domestic retail book

"Balance sheet growth was healthy in the context of the peer set, with business banking doing the heavy lifting," Yes Securities said in a report

RBI mandates 2.5% additional run-off factor on digital retail deposits

Effective April 1, 2026, the final norms could help free up lendable resources by almost ₹3 trillion estimates ICRA

RBI's draft gold loan norms: Compliance cost may rise for lenders

Banks, NBFCs need to adopt standardised documentation across all branches

ICICI Bank's Q4FY25 results: Net profit up 18% to Rs 12,630 crore

On a consolidated basis, the bank's net profit grew 15.7 per cent to Rs 13,502 in Q4FY25 from Rs 11,672 crore in Q4FY24

Borrowers may gain from lower rates under RBI draft co-lending norms: ICRA

RBI has proposed that the blended rate of interest is to be calculated as an average rate of interest derived from the interest rates charged by respective funding regulated entities

Poonawalla Fincorp forays into gold loan biz with quick financing solutions

Poonawalla Fincorp's entry into the gold loan business comes after the Reserve Bank of India (RBI) released draft guidelines on gold loans

Deposit interest rate cuts likely to be moderate in current cycle

Elevated credit-deposit ratio, LCR norms may weigh on banks' decision

Proposed RBI norms may hit gold-loan NBFCs in near term: Analysts

Some analysts noted that gold loan financiers may consider increasing interest rates on such loans

Home, auto loans turn cheaper after RBI cuts policy repo rate by 25 bps

Loans to mid and large corporates are linked to the marginal cost of funds based lending rate or MCLR which is yet to come down

Average call, policy repo rate spread narrows as liquidity improves

The WACR moved in tandem with policy repo rate. Additionally, the overnight rates in collateralised segment - that is, triparty repo (TREPS) and market repo - broadly remained aligned with WACR