 "Sanjay Kumar Singh")
Sanjay Kumar Singh
Sanjay Kumar Singh
Sanjay Kumar Singh is an Associate Editor at Business Standard, where he heads the personal finance vertical. He oversees a team of reporters and writers who write on complex financial issues and wealth management. He completed his graduation in History Honours from Hindu College, Delhi University. He also did an MA in History from Arts Faculty, Delhi University. He holds an MBA (specialisation in Marketing) from IISWBM, Kolkata, and a PG Diploma in Journalism from The Time School of Journalism, Delhi. He has over 25 years of experience in journalism.
Sanjay Kumar Singh is an Associate Editor at Business Standard, where he heads the personal finance vertical. He oversees a team of reporters and writers who write on complex financial issues and wealth management. He completed his graduation in History Honours from Hindu College, Delhi University. He also did an MA in History from Arts Faculty, Delhi University. He holds an MBA (specialisation in Marketing) from IISWBM, Kolkata, and a PG Diploma in Journalism from The Time School of Journalism, Delhi. He has over 25 years of experience in journalism.
Page 22 - Sanjay Kumar Singh
With yields hardening, its best to opt for shorter-duration funds
Shorter-maturity bonds in these funds get reinvested at higher coupon rates
 "With yields hardening, its best to opt for shorter-duration funds")
Benefits offered by OPD cover should be in line with your family's needs
If OPD coverage is built into a policy, or is offered as a rider, the limit will be specified
 "Benefits offered by OPD cover should be in line with your family's needs")
Choosing the right financial planner is a wise investment, say experts
Discussing scope of work will enable the registered investment advisor to decide the right fee
 "Choosing the right financial planner is a wise investment, say experts")
Global innovation funds are for savvy investors, say analysts
Invest in a diversified global fund before taking limited exposure to a thematic offering
 "Global innovation funds are for savvy investors, say analysts")
P2P lending is for those with a high risk appetite, say analysts
Limit lending amount and diversify among borrowers
 "P2P lending is for those with a high risk appetite, say analysts")
Attractive though they are, scrutinise costs before you invest in Ulips
After the recent run up in equity markets, it would be prudent to opt for a mix of equity and debt funds
 "Attractive though they are, scrutinise costs before you invest in Ulips")
Term insurance plan: Automating increase in sum assured could prove useful
To raise your life cover considerably, buy a second term plan
 "Term insurance plan: Automating increase in sum assured could prove useful")
Cap on term deposit while opening bank locker will end arbitrariness
Your bank will bear limited liability for the contents of your locker, so buy insurance
 "Cap on term deposit while opening bank locker will end arbitrariness")
GIFT City route to international equities promises greater security
Only sophisticated investors should take this route; most retail investors should stick to the mutual fund route for international investing
 "GIFT City route to international equities promises greater security")
Banks are auctioning 2,362 properties in next 30 days. Grab one for a song
But get a thorough title check done and ensure there are no outstanding dues
 "Banks are auctioning 2,362 properties in next 30 days. Grab one for a song")
Focused funds are for investors seeking alpha: Should you invest?
Consider these funds after you have a core portfolio in place
 "Focused funds are for investors seeking alpha: Should you invest?")
Investors should use correction to build exposure to gold: Analysts
Your portfolio needs a hedge against the risks of growth slowdown and inflation
 "Investors should use correction to build exposure to gold: Analysts")
Distilled wisdom from investment legends
Some of the legendary money managers featured in the book are Mohnish Pabrai, Howard Marks, John Templeton, Joel Greenblatt, Nick Sleep, Charlie Munger, and a few others
 "Distilled wisdom from investment legends")
Why it is not so easy for a retail investor to make money in an IPO
Allotment could be low, and expected listing-day gains can quickly morph into losses if sentiment takes a turn for the worse
 "Why it is not so easy for a retail investor to make money in an IPO")
NPS fund managers have more choices as investment universe expands
Investment advisors are not comfortable with the idea of a retirement product like NPS investing in IPOs
 "NPS fund managers have more choices as investment universe expands")
Opt for exchange-traded funds with low-impact cost, say analysts
To avoid the challenge of buying ETFs at the right price, choose index funds
 "Opt for exchange-traded funds with low-impact cost, say analysts")
Finding opportunity
The author emphasises the need to work actively on enhancing one's visibility
 "Finding opportunity")
Keep a close watch on the cash you've left lying with your broker
If you are not going to trade frequently, don't leave excess cash in your trading account and make sure check weekly reports sent by the exchange carefully
 "Keep a close watch on the cash you've left lying with your broker")
Risk-return profiles can vary a lot among balanced advantage funds
Before investing, check the fund's returns during market crash
 "Risk-return profiles can vary a lot among balanced advantage funds")
It's the best time to buy a house for your own use, say analysts
Chances of realty prices declining further are slim
 "It's the best time to buy a house for your own use, say analysts")