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The writer is professor and co-director of Lokniti, a research programme at the Centre for the Study of Developing Societies
The writer is professor and co-director of Lokniti, a research programme at the Centre for the Study of Developing Societies
Your portfolio shouldn't contain stocks picked at exorbitant valuations or those that have corporate governance issues
Hike health insurance coverage as well to keep pace with medical inflation
If your pocket allows, opt for higher EMI, not a longer tenure
Lock into one-two year FDs and continue laddering, say experts
Lock into attractive yields being offered by target maturity funds of three-five-year maturity
Asset allocation to NPS should depend on age, risk appetite and asset mix in existing investments
Amy Gallo's book offers hope to those in a toxic work environment. She argues oscillating between suffering in silence and lashing out in anger in not their only option
Ensure that such investments are in sync with your asset allocation and are not done hastily
However, corporate deposits are generally riskier than those offered by large bans; debt funds offer attractive returns in above 3-year tenure
Global factors causing a slowdown and overexposure to this sector are key risks
Tactical bets on longer-duration funds not advisable in the current scenario as rate cuts are not on the horizon
Limit exposure to this volatile category to 10-15% of equity portfolio, enter with 7-10-year horizon
Policies assist those already suffering from the disease and most cost only around 20% more
Public-sector banks, defence stocks could do well; PSUs exposed to commodities are at risk
Its success, however, will hinge on the quality of online utilities launched along with it
Avoid trying to time entry and exit from funds; hold for at least one complete cycle
David M Rubenstein's compilation of interviews with star money managers is a joy to read
Property prices are northbound again. But, under-construction properties are a better option when compared to ready-to-move homes which are costlier. Here's a for buying under-construction properties
They should hire a property consultancy or a lawyer to do due diligence on their behalf
The plain-vanilla SIP, however, is simple and doesn't require a lump sum