Page 370 - Personal Finance

Signature luxury: How to build a collection of the finest writing pens

Montblanc, Sailor, Lamy or Sheaffer: the instrument should be good enough to be passed on as a family heirloom

A snapshot of home loan rates offered by various firms with other details

Here is how the home loan rates offered by various banks and housing finance companies stack up

Fund pick: SBI Magnum Midcap Fund

Fund pick of SBI Magnum Midcap Fund

Financial resolutions for 2023: 6 ways to get your finances in shape

These tips can help you make and stick to your financial resolutions in 2023

Go ahead with house purchase in 2023 despite high loan rates

By the time interest rates moderate, prices could move higher

Income tax exemption might be extended to Rs 5 lakh in budget, say sources

The government is likely to enhance the income tax exemption limit to Rs 5 lakh from the existing Rs 2.5 lakh in the forthcoming budget for 2023-24, sources privy to developments said.

NPS partial withdrawal rule changing for these subscribers from Jan 1

PFRDA had launched the online partial withdrawal facility in January 2021 to help subscribers cope with the Covid-19 pandemic

An NRI without a PAN? File Form 10F manually till next March for lower TDS

You should check tax residency certificates too: If it has the required details, submit it instead

Hold on to equity funds in 2023 despite turbulence, say experts

If you exit the market now, you could be left on the sidelines when a sustained recovery begins

PAN not linked with Aadhaar by end of March 2023 to be rendered inoperative

A circular issued by CBDT on March 30 said once a PAN becomes inoperative, an individual shall be liable to all the consequences under the I-T Act and will have to suffer a number of implications

The reason you must hold on to equity funds despite turbulence in 2023

If investors exit the market now, they could be left on the sidelines when a sustained recovery begins

How to lock smartly into bank FDs as rates peak over next 2-3 quarters

Consider laddering to ensure liquidity and to avoid reinvestment risk

Fund pick: Aditya BSL Medium Term Plan

Fund pick of Aditya BSL Medium Term Plan

A snapshot of term insurance plans with 2 riders offered by various firms

Here is how the term insurance plans with two riders offered by various companies stack up

Beaches to mountains: Indians are heading out for their New Year vacation

A quite hill town, a bustling beach, or an international city: Indians are taking their pick to greet the New Year

File revised income-tax return to correct errors in original ITR by Dec 31

Any refund you are eligible for won't be processed unless you correct the mistakes in your return

Gold to shine amid global recession; soft landing could play spoilsport

But it will lose sheen if the world economy achieves a soft landing

Don't let bank compel you to buy insurance policy with home loan

Instead of taking an agent's word, do your own research on policy benefits and obligations

Sum total of all your EMIs should not exceed 40% of your net income

Make sure buying a house will not lead to compromises on other crucial financial goals

Listen to the expert: Why a professional investment advisor matters

A Sebi-registered investment advisor is qualified to help you manage your finances