Page 12 - Banking Sector

Banks asked to offer basic services to customers at all branches

Lenders nudged to cut charges and maintain uniformity

Banks step up borrowing via CDs amid deposit tightness; raise ₹77,875 cr

Outstanding CD issuance tops record ₹5.7 trn during the period

Fino Payments Bank will adopt a cautious approach to lending: MD & CEO

Fresh off its RBI nod, Fino Payments Bank plans a cautious but differentiated path as it transitions into a small finance bank-with digital scale, low-cost liabilities and secured lending at its core

Banks cut loan rates for retail segments after RBI's 25-bps repo cut

Lending rates linked to external benchmarks drop from Dec 6, offering relief to home, vehicle, and personal loan borrowers

RBI to maintain ample banking liquidity without targeting surplus levels

Net liquidity in the banking system was in a surplus of ₹2.6 trillion on Thursday, latest RBI data showed

Under pressure bank NIMs to squeeze further after RBI's 25 bps cut

Banks may face further margin pressure as repo-linked loan rates reset faster than deposits, though liquidity support and CRR cuts could soften the impact in Q4

RUGR Panorama AI Debuts at BFSI Insight Summit 2025: Ushering a New Era of Intelligent Banking

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In a first, complaints against private banks exceed PSBs in FY25

Private banks drew more complaints than state-owned lenders for the first time in FY25, as overall grievances under RBI's Ombudsman Scheme rose sharply

Loan growth, profitability seen improving for public sector banks

Public sector banks are poised for improved credit growth, lower stress costs and stronger profitability as margins stabilise and policy support boosts lending momentum

Big banks, or more agile banks? Sector ripe for disruption amid tech shift

As data, payments, and deposits shift to tech giants, regulators must rethink corporate ownership and competitive rules

Relax, enjoy the dawn of the AI era, and disregard frightening headlines

From 1980s fears over banking computerisation to today's worries about AI, the author argues that technological change inspires anxiety before it ultimately reshapes society for the better

Banks' good run on, but there are challenges despite profit growth

As a group, the PSBs showed better growth both in advances and deposits compared with their private peers. Will they be able to keep the momentum going and grow their market share?

Canara Bank to raise ₹3,500 crore via AT-1 bonds in FY's first issue

Canara Bank is set to raise up to Rs 3,500 crore through AT-1 bonds on November 25, likely the first such issue of the financial year, as falling yields revive activity in the domestic debt market

RBI's 10% Tier-I cap on acquisition financing restrictive, say bankers

Experts suggest 30% equity contribution should include preference shares and convertible instruments

Are banks still seeing a seasonality factor in deposits and credit?

The popular view is that the second half of the year sees a bump in credit on account of the festive and wedding seasons. We examine if the data backs up this perception

Yes Bank: A collective win

How in saving Yes Bank, India's financial system reaffirmed its ability to act with purpose

After ₹100 trillion biz, SBI enters $100 billion market capitalisation club

Entering top 10 global banks by m-cap by 2030 next aim, says Chairman Setty

Bank unions protest Nirmala Sitharaman's privatisation 'endorsement'

The forum cited the collapses of YES Bank, Global Trust Bank, and Lakshmi Vilas Bank as examples of governance lapses in private banks

Global value chain faces disruption, reforms driving growth: FM Sitharaman

Finance Minister Nirmala Sitharaman highlights global challenges, stresses infrastructure push, reform measures, and technology-led growth to boost investment and productivity

Govt to retain cap on voting rights for major bank shareholders: Report

The government is also planning to more than double the foreign-investment cap in state-owned lenders to 49%, Reuters reported last week