Car Loan
How to pick a car loan this festive season: EMI, tenure and prepayment tips
Cap total equated monthly instalments at 40 per cent of take-home income, choose a manageable tenure, and check prepayment terms
 "How to pick a car loan this festive season: EMI, tenure and prepayment tips")
First-time car buyers in India now spend ₹5-8 lakh as aspirations shift
Longer loan tenures of 5-7 years and affordable EMIs are enabling buyers to choose higher-segment vehicles
 "First-time car buyers in India now spend ₹5-8 lakh as aspirations shift")
Average loan size for PVs rises 49% to ₹8.2 lakh in 7 years: Report
The average passenger vehicle loan amount rose 49 per cent to Rs 8.2 lakh in the first half of 2026 from the corresponding period in 2019, while the average repayment tenure rose by five months to 62 months, suggesting rising car prices and consumer aspirations, a TransUnion CIBIL report said on Tuesday. According to the report, 'Shifting Gears 2026- Credit Drives Today's Mobility', premiumisation, driven by demand for SUVs and feature-rich cars, was extending beyond metropolitan cities, with 51 per cent of borrowers taking loans for higher-value cars in the January-June period coming from semi-urban and rural areas. NBFCs continued to lead vehicle financing, accounting for 73 per cent of two-wheeler loans and 37 per cent of passenger vehicle loans. The active passenger vehicle borrower base reached 2.5 crore as of June 2026, 1.7 times the June 2019 level. Delinquency in passenger vehicle loans, measured by balances overdue for more than 90 days, declined to 0.5 per cent from the ..
 "Average loan size for PVs rises 49% to ₹8.2 lakh in 7 years: Report")
Ahead of a festive season buy, check out the best car loan rates available
As the festive season approaches, a number of people start planning a car purchase to coincide with one or the other major festival. Here's a list of available car loans
 "Ahead of a festive season buy, check out the best car loan rates available")
Want to own a car in Europe? These are the 10 most expensive countries
Iceland tops the list, while Luxembourg has Europe's highest annual servicing and repair bill
 "Want to own a car in Europe? These are the 10 most expensive countries")
Vehicle loans soar, but half the borrowers have ₹60 lakh+ debt exposure
Rising multiple-loan exposure, faster growth in used-car financing and pockets of higher delinquency point to a changing risk profile in India's vehicle-credit market.
 "Vehicle loans soar, but half the borrowers have ₹60 lakh+ debt exposure")
Bank of Maharashtra cuts home loan rate to 7%, waives processing fee
State-owned lender launches a limited-period 'Monsoon Dhamaka' campaign, lowering home and car loan rates while waiving processing fees and documentation charges
 "Bank of Maharashtra cuts home loan rate to 7%, waives processing fee")
Car loan rates start at 7.35%: How EMIs compare across top banks in India
Car loans: UCO Bank offers lowest rate at 7.35%; compare EMIs
 "Car loan rates start at 7.35%: How EMIs compare across top banks in India")
When borrowing makes sense and when it does not: A guide to consider
Consider what you are borrowing for, how much it will cost, how it fits into your current life
 "When borrowing makes sense and when it does not: A guide to consider")
Cheapest car loans now start at 7.35%, but total EMI gap nears ₹1.6 lakh
PSU Banks Beat Private Lenders on Car Loan Rates in 2026
 "Cheapest car loans now start at 7.35%, but total EMI gap nears ₹1.6 lakh")
Car loan rates in mid-Jan 2026 start at 7.35%, EMIs from Rs 9,983
Lenders kick off 2026 with competitive car finance offers, as public sector banks lead the market with rates as low as 7.35%
 "Car loan rates in mid-Jan 2026 start at 7.35%, EMIs from Rs 9,983")
Buying a car? Check out the best car loans available across lenders
If you are looking to buy a car before the Budget, here are the best loan rates available across lenders to help you make an informed decision
 "Buying a car? Check out the best car loans available across lenders")
 "Rupeedot, a Startup India-recognized fintech platform founded by Ravish Prasad, Targets India's 70% Used Car Loan Gap.")
Car loan rates in Dec start at 7.45%: Check best offer of lenders
State-owned lenders are lead year-end financing deals by slashing interest costs to attract customers
 "Car loan rates in Dec start at 7.45%: Check best offer of lenders")
Mid-Dec car loan rates start at 7.45%: Top lenders' offers and EMIs
Public sector banks are offering the most competitive entry-level interest rates on five-year car loans
Dec car loan rates start at 7.6%; EMIs around Rs 10,000: Check full list
Public sector lenders offer lowest rates but buyers must compare processing fees and EMI structures to determine the true overall borrowing cost
 "Dec car loan rates start at 7.6%; EMIs around Rs 10,000: Check full list")
Nov-end car loans start at 7.6%: Check top 20 offers from banks & NBFCs
Customers should compare the total cost of borrowing, not just the headline rate
Nov-end car loans start at 7.6%: Check rates, repayment terms of lenders
Besides loan rates, borrowers must consider other expenses a financial institution may charge them
 "Nov-end car loans start at 7.6%: Check rates, repayment terms of lenders")
Car loan rates start at 7.60% in Nov: Top lenders offer and EMIs
Borrowers face a 7.60% to 14.25% rate spread, with public banks leading the low-cost options