Page 10 - Guide To Personal Finance

Want to hedge against risky bets? Invest in the current SGB tranche

However, you must have a five-year horizon; choose gold ETFs if you wish to exit sooner

An innovative approach to domestic staff loans

This system could convert 15 crore households into social venture capitalists, offering Rs. 75,000 crore worth of microloans to staff, and integrating the latter into formal lending

Mitigate prolonged hospitalisation with reasonably priced accident cover

Frequent travellers and those engaged in risky occupations must buy this inexpensive cover

Nascent recovery in IT funds: Invest systematically, hold for long term

Experts suggest holding them for long term, say tech stocks may take a hit if economic conditions in US or Europe worsen

Did you know? Bank's liability is 100 times annual rent of a locker

Bank branch that has run out of lockers must put you on a waiting list

Opportune time to diversify internationally as US benchmarks recover

Enter for the long haul as the US economy and market could witness turbulence in the months ahead

Utilise enhanced SCSS limit, but diversify your retirement corpus

Money should also be invested in instruments that offer growth, longer lock-in, and liquidity

Invest severance package in debt funds, use SWP to create cash flows

Part of this money should also go into creating an emergency corpus equal to 12 months of expenses

Assess your affordability before purchasing amid housing market buoyancy

People in sectors witnessing layoffs should be especially cautious

Have realistic expectations from your investments

An investment's six-month performance is akin to data shown on TV during a match - useful to know which way the match is going, not select a batsman

Pan-Aadhaar link online: What happens if cards are not linked by March 31?

Pan-Aadhaar link last date: Centre has fixed the last date to link the two cards as March 31

Does your tax liability for year exceed Rs 10,000? Pay advance tax

While NRIs are liable to pay advance tax, senior citizens with pension and interest income are exempted

How investing in 54EC bonds can help you save tax on long-term gains

REC (formerly Rural Electrification Corporation) launched a new series (XVI) of 54EC Capital Gains Tax Exemption bonds on April 1

Investing in credit funds based on past returns would be foolhardy: Experts

Credit risk funds are showing a category average return of 13.2 per cent for the past year

Two strategies to avoid a debt trap during job loss and dwindling income

The avalanche will save you money, but the snowball approach is easier to stick to

Don't shy away from money matters: Here's expert guide for women

Invest aggressively to deal with the challenges posed by a longer average life span and an often-curtailed work span

A Guide to Personal Finance for Young Professionals

Here is a basic guide to making investing a simple affair for young professionals.

Insurance on your mind? Remember these points

Here are 5 aspects which you should always remember in order to maximise the benefits provided by a policy

5 Essential Investment Mantras

Following certain rules and guidelines can make your investments more fruitful.

6 ways to build a happier marriage

You need to give time to your relationship to build a better marriage.