Page 10 - Nbfcs

Signs of stress: Microfinance disbursements fell sharply by 38% in Q4FY25

While early-stage delinquencies improved, microfinance lenders saw a sharp YoY drop in disbursements and a rise in long-term repayment stress in Q4 FY25

Banks, NBFCs shift focus away from unsecured loans to loan against property

As stress continues to linger in the unsecured segment of retail lending, LAP has emerged as an attractive avenue for banks and NBFCs besides gold loans

Banks, NBFCs may need IT overhaul to meet RBI co-lending norms: Bankers

Bankers say RBI's co-lending draft norms may require significant IT upgrades and clarification on the CLM 2 model to ensure compliance and operational readiness

Muthoot Finance drops 5% even as AUM hits record high; Q4 breakdown here

Muthoot Finance stock fell as much as 5.22 per cent during the day to ₹2,142 per share, the biggest intraday loss since April 11 this year

Jio Credit raises Rs 1,000 crore in maiden bond issue at 7.19% yield

Backed by strong demand from mutual funds, Jio Credit's debut bond issue sees three times subscription and achieves a tight yield despite market volatility

Aditya Birla Capital stock jumps 6% on solid Q4 numbers; check details here

Aditya Birla Capital stock jumped 6.2 per cent to ₹217.63 compared to the previous day's close of ₹204.89 on the NSE

State-run banks cautious; target modest 11-13% credit growth in FY26

Bankers said credit growth is expected to be sluggish in FY26 owing to weaker demand across unsecured loans, mortgages

NIM will be under pressure in first 2 quarters of FY26: Canara Bank MD, CEO

Corporate credit growth was around 10 per cent in FY25 and this year also we will maintain the same

A, BBB-rated NBFCs face sharper slowdown amid asset quality stress

Lower-rated NBFCs face increased credit cost, lagged funding relief and rising losses in unsecured segments as overall loan growth slows down, says India Ratings

Draft gold loan guidelines may slow down NBFCs' loan growth, says Crisil

The draft guidelines propose that the loan-to-value (LTV) ratio be maintained within a ceiling of 75 per cent throughout the loan tenure, including both principal and accrued interest

Banks remain cautious in lending to NBFCs despite risk weight reversal

Despite RBI's decision to revert risk weights on NBFC loans from April 1, banks continue to exercise caution, limiting credit access to mid-sized NBFCs and MFIs

How to trade Bajaj Finance, Bajaj Finserv stocks post Q4FY25 results?

Technical charts indicate that Bajaj Finance and Bajaj Finserv are threatening to trigger a sell call; post which these stocks can decline up to 11 per cent from present levels.

Bajaj Finance Q4FY25 results: Net profit rises 16% to ₹3,940 crore

NBFC firm Bajaj Finance on Tuesday reported a 16 per cent rise in its standalone net profit to Rs 3,940 crore in the March 2025 quarter. It had registered a net profit of Rs 3,402 crore in the same period a year earlier. Total income during January-March of 2024-25 rose to Rs 15,808 crore against Rs 12,764 crore in the corresponding year-ago period, Bajaj Finance said in a regulatory filing. Interest income increased to Rs 13,824 crore from Rs 11,201 crore a year ago. On a consolidated basis, the net profit grew by 19 per cent to Rs 4,546 crore from Rs 3,825 crore in the same quarter previous fiscal. The total assets under management as on March 31, 2025, increased by 26 per cent to Rs 4,16,661 crore. The company said its gross non-performing assets (NPAs) and net NPAs as of March 31, 2025, stood at 0.96 per cent and 0.44 per cent, respectively. The board recommended a final dividend of Rs 44 per equity share of face value Rs 2 for 2024-25. Besides, the board approved sub-divis

This NBFC posts best rally since October 2024 on Q4 results; details here

PNB Housing Finance's stock rose as much as 10 per cent during the day to ₹1,084.8 per share, the biggest intraday gain since October 25, 2024

Micro lenders fret over Tamil Nadu Bill to prevent coercive recovery

The microfinance players, banks and non-banking finance companies said the checks and balances proposed in the bill are likely to hinder micro lending operations

L&T Finance shares plunge 8% post Q4 earnings; results breakdown here

L&T Finance stock fell as much as 8.55 per cent during the day to ₹158.2 per share, the worst intraday session since April 7 this year

Shriram Finance slips 9% post Q4 earnings. Should you buy, sell or hold?

The company's reported net interest margin (NIM) dipped ~23bp quarter-on-quarter to 8.25 per cent in March 2025 quarter, primarily because of excess liquidity on the balance sheet.

Cube Highways Trust raises ₹1,152 cr through non-convertible debentures

The InvIT issued the NCDs across two tenures - three-year and seven-year

Bajaj Finance rallies 4% intra-day, market cap hits ₹6 trillion; here's why

Bajaj Finance's board will meet on April 29 to consider a special (interim) dividend for FY25, stock split and bonus issue of shares.

Why did M&M Financial slip 4% post Q4 results? Here's what brokerages say

M&M Financial Services' stock has fallen nearly 23 per cent from its 52-week high of ₹343 touched on September 27, 2024. The company's total market capitalisation stood at ₹33,223.40.66 crore