Retirement Plan

The retirement risk most plans miss: Losing the ability to enjoy your money

A retirement plan should do more than preserve wealth-it should give retirees permission to spend meaningfully while health, mobility and opportunity remain

House or retirement corpus? What investment young Indians should make first

Start by saving 15-20% of your take-home income and gradually increasing the amount as your salary grows

Retirement and pension planning are not the same: What to do for each

Retirement is a broader phase of a person's life after employment ends; pension is a regular payment one receives after retirement

Wealth, health, peace: Why retirement planning should start early

Invest regularly to build a corpus that can replace 70-80% of your pre-retirement income annually

Save, invest: How to balance retirement goals with family responsibilities

Build your own financial security early in your career, no matter your family situation is

How to choose between growth and stability in your retirement investments

Your portfolio should change over time and not be something you set once and forget

Start early, be disciplined: How to build a retirement starter portfolio

Build a corpus that reflects your needs and review your investments regularly

Retirement planning for young professionals: When to start

In your early years, focus more on growth. As you get closer to your retirement, gradually shift towards more stable investments to reduce risk.

Building retirement income with the bucket approach & passive cash flow

A retirement income plan is not something you set once and forget: It needs small adjustments over time

Retirement planning for young professionals: Start early, build slowly

Begin by investing 10-15% of your income and increase contributions gradually as your career progresses

Forty and behind on retirement savings? Here's a catch-up plan

Step up savings rate, build equity-heavy portfolio, and automate investments

Financial literacy gap flips script: Rajasthan edges ahead of Gujarat

A study by IIM Udaipur finds households in Gujarat and Rajasthan save regularly but lag in investing and retirement planning, highlighting gaps in financial capability

Retirement portfolio beyond FDs: Diversify for inflation, longevity risks

The entire retirement corpus will not be needed on day one, so it should be split into growth and income-generation buckets to manage inflation and longevity risks

Why a 70:30 gold-silver mix works best for investors, explains Pratik Oswal

Investors are increasingly using index funds as long-term wealth-creation vehicles rather than for short tactical exposure, Oswal said

Explained: India's pension system ranked lowest in world, Singapore tops

According to the Global Pension Index 2025, few nations have cracked the code, with the Netherlands, Iceland, and Denmark leading, and India, Philippines, and Thailand among those lagging far behind

Rewriting retirement: A new window has opened for pension subscribers

The government has opened a one-time window for employees under the Unified Pension Scheme (UPS) to switch back to the National Pension Scheme (NPS), reshaping retirement choices for millions

How much do you need to retire? Affluent Indians now say Rs 3.5 cr

Rising costs and financial goals prompt the wealthy to raise the bar, according to HSBC's Affluent Investor Snapshot 2025

Deferred annuity plans: Ensure retirement income with guaranteed return

Inflation will reduce value of payout, so invest part of retirement corpus in growth instruments

Young Indians want to retire early; few are financially ready: Survey

They expect monthly pension of more than Rs 1 lakh but only 11% confident their investments will be sufficient, it says

Tata AIA Life Insurance's latest NFO offers smarter retirement planning

Multicap Momentum Quality Index Pension Fund will invest in companies that align with the Multicap Momentum Quality 50 Index