Page 21 - Latest Updates on Reserve Bank of India
Liquid funds: Check long-term ratings for clearer view of portfolio quality
Assess the track record of the fund during past liquidity incidents
 "Liquid funds: Check long-term ratings for clearer view of portfolio quality")
RBI to conduct overnight VRR auction to infuse Rs 50,000 cr amid GST flows
RBI will conduct an overnight variable rate repo auction to infuse Rs 50,000 crore into the banking system, easing tightness from GST outflows and maturing VRRR amounts
 "RBI to conduct overnight VRR auction to infuse Rs 50,000 cr amid GST flows")
US tariffs key drag on growth, flags benign inflation outlook: MPC
The Reserve Bank of India held its key repo rate steady at 5.50 per cent earlier this month, after cutting rates by 100 basis points so far in 2025
 "US tariffs key drag on growth, flags benign inflation outlook: MPC")
India's foreign exchange reserves rise by $4.7 billion to $693 billion
India's foreign exchange reserves rose by $4.7 billion to $693 billion for the week ending August 8, boosted by an increase in foreign currency assets, gold reserves, and IMF holdings
 "India's foreign exchange reserves rise by $4.7 billion to $693 billion")
A revolving door for leadership in India's financial sector regulators
With the financial sector maturing, the door to regulatory agencies needs to be opened to a more diverse talent pool
 "A revolving door for leadership in India's financial sector regulators")
Paytm's PA nod may increase market competition in digital payments
RBI's in-principle approval allows Paytm to resume merchant onboarding, lifting 2022 restrictions and opening the field to stronger competition in the payments space
 "Paytm's PA nod may increase market competition in digital payments")
Paytm stock hits 43-mth high on RBI nod to PPSL; brokerages decode strategy
Paytm share price gained 6 per cent today after Paytm Payments Services Limited received in-principle approval from the RBI to operate as an online payment aggregator
 "Paytm stock hits 43-mth high on RBI nod to PPSL; brokerages decode strategy")
Donald Trump tariff woes keep rupee near record low despite weak dollar
Higher tariffs threaten India's export earnings, curbing forex inflows and thus boosting dollar demand in the local market
 "Donald Trump tariff woes keep rupee near record low despite weak dollar")
Credit growth rose to 10% in July 25 fortnight, deposit growth at 10.2%
Retail credit moderation and rising bond yields impact bank lending growth, as credit rises 10 per cent and deposits grow 10.2 per cent in the fortnight ended 25 July
 "Credit growth rose to 10% in July 25 fortnight, deposit growth at 10.2%")
RBI imposes ₹75 lakh penalty on ICICI Bank for compliance breaches
The Reserve Bank fined ICICI Bank for violations related to property valuation and current account operations, citing non-compliance without impacting customer transactions
 "RBI imposes ₹75 lakh penalty on ICICI Bank for compliance breaches")
India inflation likely dropped to an eight-year low in July: Poll
The RBI left rates unchanged at 5.50%, as expected, on Wednesday and said the inflation outlook was 'more benign'
 "India inflation likely dropped to an eight-year low in July: Poll")
AU Small Finance Bank gets RBI approval to become a universal bank
AU Small Finance Bank becomes the first SFB to receive RBI's in-principle approval to transition into a universal bank, expanding its product reach and lending base
 "AU Small Finance Bank gets RBI approval to become a universal bank")
Banks must release funds without legal docs for survivor accounts: RBI
RBI says banks must release funds without legal documents in cases with survivorship clause or nominees; sets Rs 15 lakh threshold for claims without legal heir proof
 "Banks must release funds without legal docs for survivor accounts: RBI")
Comfortable liquidity reinforced transmission of rate cuts in markets
System liquidity, as measured by the net position under the liquidity adjustment facility, has been in surplus, averaging ₹3 trillion per day since the last MPC meeting
 "Comfortable liquidity reinforced transmission of rate cuts in markets")
RBI MPC: No reason to believe rate cut will not be growth-inducing
Governor Sanjay Malhotra says front-loaded policy easing and stable inflation outlook will support credit growth, while tariffs and global shocks pose limited risks to India's economy
 "RBI MPC: No reason to believe rate cut will not be growth-inducing")
MPC review: RBI hits pause on policy repo rate cuts, citing uncertainties
The central bank also cut the inflation outlook for the current financial year by 60 basis points (bps) to 3.1 per cent which is significantly below its mandated target of 4 per cent
 "MPC review: RBI hits pause on policy repo rate cuts, citing uncertainties")
RBI mandates 10% loan retention for banks, NBFCs under co-lending deals
Effective January 1, RBI requires regulated entities in co-lending to retain 10% of each loan on books, cap default loss guarantee at 5%, and align asset classification between partners
RBI survey shows consumer confidence rises in rural, urban areas in July
RBI's July survey shows higher consumer confidence in rural, semi-urban and urban areas, driven by optimism on economy, jobs, incomes and easing inflation expectations
 "RBI survey shows consumer confidence rises in rural, urban areas in July")
RBI panel for retaining WACR as operating target of monetary policy
The group was set up to the existing review of the Liquidity Management Framework which is in place since February 2020
RBI MPC highlights: Difficult to predict what impact tariffs will have, says RBI governor
RBI MPC Meeting August 2025 highlights: Stay tuned here for live updates
 "RBI MPC highlights: Difficult to predict what impact tariffs will have, says RBI governor")