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Watch out for red flags: Renting your bank account is inviting trouble

If you are offered an excessively attractive sum for this purpose, be warned

Strategies to protect your income in a scenario of falling interest rates

Several products offer better rates, especially for seniors; that said, never try to optimise returns when you need money in the short term

Looking for insurance policies? Consider ones that waive health check-ups

Those with pre-existing conditions should opt for ones that require medical screening

Taxes taking a bite out of your salary? Use Section 197 to manage cash flow

Only payments made after submission of this certificate are eligible for lower or nil tax rate

Buying a digital policy? Share it with family for emergency purpose

They will need access to policy details in case of an eventuality

Make sense of car loans with step-up and balloon payments before borrowing

Some decisions aren't about numbers alone. If paying extra interest isn't as important as your safety, there's no harm in going for them. Get a fix on the pitfalls, though

Buy annuities at a later age and avoid return of purchase price option

Make the right trade-offs when buying an immediate annuity

FASTag may be made mandatory for buying third-party insurance from April

The ministry also proposes to make FASTags mandatory for vehicles sold before December 2017

eSIM fraud: Don't respond to fraudsters' blandishments or threats

Investigate before you respond to demands from anonymous sources for personal or banking info

Why it's about time you began investing in markets outside India

Keep an investment horizon of at least five years, start with US and then go beyond that

Want to buy physical gold? Pick a digital platform for your investment

Those keen on buying gold as investment will be better off with sovereign gold bonds or ETFs

Tips on buying a health insurance policy for parents in the time of Covid

Buy as soon as possible, as increase in age not only pushes premiums up, it also comes with restricted coverage to diseases

Retrieving Provident Fund balances from old accounts require some effort

Ensure all accounts have been merged into one before you begin withdrawal procedures

Not a good idea: Surrendering insurance policy early entails higher loss

To avoid losing protection cover, explore the option of taking a loan against it

Correction in gold price likely to make 90% LTV risky for borrowers

Those in dire financial straits may find it difficult to pay the margin demanded by lenders

Monetary policy: RBI lends helping hand to distressed retail borrowers

Under the scheme, a resolution plan for personal loans may be invoked till December 31 and will be implemented within 90 days thereafter

You may have to file ITR even though your income might not be taxable

Even if your income is below the exemption limit, you will still have to furnish ITR

Customers, merchants can use UPI Autopay facility for recurring payments

UPI transactions hit an all-time high of 1.34 billion in June, with transactions of over Rs 2.61 trillion clocked in June alone

Selling gold to raise cash? Know how to sell and the tax implications

Ideally you should sell it to the jeweller you bought the gold from, or a reputable retailer to get a better rate

When broke, apply for bankruptcy, but process could be excruciating

Though the Insolvency and Bankruptcy Code, 2016 came into effect on December 2, 2016, and has rules for individual bankruptcy too, they have not been notified yet