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Raghu Mohan has been a journalist since 1993, with a distinguished career spanning three decades. He specialises in banking and finance, with a particular emphasis on the regulatory aspects of these fields. In addition to his reporting, he has also successfully managed special projects and events for the publications he has worked with, showcasing his versatility and skill as a journalist. His past experiences include stints at The Financial Express, Business India, and Businessworld.
Raghu Mohan has been a journalist since 1993, with a distinguished career spanning three decades. He specialises in banking and finance, with a particular emphasis on the regulatory aspects of these fields. In addition to his reporting, he has also successfully managed special projects and events for the publications he has worked with, showcasing his versatility and skill as a journalist. His past experiences include stints at The Financial Express, Business India, and Businessworld.
With Romesh Sobti at the helm, a bank that was an also-ran has become a marquee name
Having cut rates, they may use this to strategically raise more term-liabilities
SBIPSPL wants to leverage debit cards at about 925 million compared to 47 million credit cards in circulation
The on-tap licensing of SFBs comes even as the banking regulator has not officially said it has closed the tap for universal banking licences
The central bank has also said any action by lenders with an intent to conceal the actual status of accounts or evergreen stressed accounts will be subject to stringent supervisory action
NBFCs have to start believing that they are not banks and can't compete with them which means that they have to do what I call the hard tier-2 work, he said
Pressure on NBFC sector to have stable funding base a major reason
Fallout will be that some of the smaller audit firms will find it difficult to comply with the new format, and may have to seek help from the Big Four
Alignment of bank directors' age limit with the cap of 75 years prescribed under Companies Act will help them retain board seats
Fortune 500 agri major disputes central bank's decision to classify firm as NPA
The size of the local bond market is just 16 per cent of the GDP; it is 120 per cent in the US
RBI to hold quarterly meetings from April 1 on NPAs, governance and fraud
The ATM industry has been lobbying for an increase of inter-change by Rs 3 to Rs 18
Shaktikanta Das has been pragmatic and more accommodative of the financial market's concerns even as he keeps his counsel
RBI wants to snuff out evergreening, stock-play via bank-led units; risk-based supervision on cards
Linkage with RBI's compliance and inspection reports to be strengthened
The crowd which dares to walk alone is getting bigger as the years pass, reports Raghu Mohan
The nuance that has been lost is whether the move is aimed more to free up the capital of banks or to help loan companies
While RBI's supervisory bureaucracy was blindsided on PNB, it gave the sense of having put sound systems in place
While FY17 was an inflection point - the share of funds raised through bonds overtook that of bank financing to move up to 51:49, from the 41:59 in FY16