Amit Kumar

Budget 2026 and affordable housing: Experts on what could change for buyers

From EMIs to GST tweaks, industry leaders break down what buyers can expect.

PF withdrawal simplified: Here's when you can access 100% of funds

One year in service, five withdrawal types, and how to get 100% of your PF

US speeds up R-1 visas, ending mandatory one-year wait for returnees

New policy allows foreign religious workers holding the visa to re-apply for entry immediately after their five-year term expires

Fixed deposit rates for senior citizens at 8% in mid-Jan: Check best offers

Bank FD rates for senior citizens in Jan 2026: Small finance banks lead the market with yields of up to 8.1%, providing a lucrative window for senior citizens to lock in high returns

Fixed deposit rates in mid-Jan 2026 at 5-8%: Check best bank offers

Major lenders are holding firm at 6-6.5 % while small finance banks lead the market with returns of up to 8%

NPS Vatsalya becomes 'flexible investment' option: Expert explains changes

Pension funds regulator relaxes withdrawal and exit norms, allowing parents to access funds for education and medical needs while maintaining long-term savings

Disputing a wrong credit card charge? Experts say timing decides refunds

Banks and card networks run on different clocks, and the earliest deadline often decides the outcome

Home loan in mid-Jan 2026: Interest rates range from 7.10% to 12.58%

Rates stay competitive across banks and housing finance companies, led by public sector lenders

Car loan rates in mid-Jan 2026 start at 7.35%, EMIs from Rs 9,983

Lenders kick off 2026 with competitive car finance offers, as public sector banks lead the market with rates as low as 7.35%

US visa appointment delays travel plans for many Indian tech workers

Heightened security vetting and administrative backlogs at consulates leave hundreds of Indian tech professionals stranded, with some renewal appointments pushed back by over a year

SGB 2020-21 Series IV opens for early redemption, offers 185% gains

Five-year mark triggers a windfall for gold bond holders, as the RBI opens an early exit window offering a capital appreciation at Rs 13,929 per unit

HDFC Infinia credit card trims voucher returns as 5X points drop to 3X

Users of premium card face a sharp dip in loyalty value as company slashes accelerated rewards on its popular lifestyle voucher portal

PFRDA panel on assured NPS payouts: Experts explain what may change

A shift towards predictable pensions, where subscribers may target a fixed monthly income, experts say

Claiming HRA without a rent agreement? Tax dept will ask for proof

While a formal rent agreement is not a legal prerequisite, Tax planning 2026: digital payment trails and landlord PAN details are essential to withstand tax department's scrutiny

UK crackdown on illegal working leads to 12,300 arrests, including Indians

Country reports record-breaking levels of immigration enforcement in 2025, with arrests surging by over 80%

After ATM fees, SBI increases IMPS transfer charges: Check new rates

Lender will end free high-value online IMPS transfers from Feb 15, as it recalibrates service pricing amid rising operational costs

NPS reforms: Panel set up on assured payouts, Vatsalya exit norms eased

Pension regulator overhauling National Pension System to introduce assured payouts and flexible withdrawal norms, aiming to bridge the gap between long-term savings and immediate liquidity needs

Tier-2, Tier-3 cities drive 81% home loan growth, 64% of volumes: Report

First-time and mid-income buyers fuel home loan growth across smaller cities

IRCTC tickets now Aadhaar-only and costlier: Here's all you need to know

Train fares go up and Aadhaar-only booking begins for general reserved tickets

US withdraws policy restricting lending bias against immigrants: Explained

US lenders can now factor immigration status in credit decisions, but core protections remain