Page 5 - Financial Planning

Will or gift: The better way to transfer assets to the next generation

A gift deed comes into play when finalised and a will for transfer one the death of property owner

Company fixed deposit interest rates, tenure range explained in chart

Consider table by Policybazaar if you are a conservative investor who doesn't want to risk their money

'Claim denied': Mistakes in health insurance that can give you heartache

Being aware of policy's exclusions and waiting periods is equally vital

Pension plan terms and guaranteed sums explained in one chart

Policybazaar details various plans of financial companies for retired life

All about car loan rates, terms and offers explained in chart

Processing fees from India's top 18 lenders and other factors

Money and marriage: Financial planning advice for wedding season

A couple should talk about money before they are pronounced husband and wife

Table: Pension plans of various companies, terms and fees explained

Regular Pay, Single Pay and Single Pay Deferred Annuity schemes explained in Policybazaar table

Planning before saving: How to get more from your income

Increase income and reduce expenses, say financial planning experts

Digital public infra can speed up financial inclusion: G20 Report

The Policy recommendations in the report include risk based regulation, supervision, oversight arrangements for financial sector use of DPIs, promotion of sound internal governance among others

Chart: Corporate fixed deposits offered by various companies

Paisabazaar's table for information on returns and credit ratings of leading providers

FPSB India appoints Krishan Mishra as its CEO, effective from August 1

In his new role, Krishan Mishra will lead the strategy and operations of FPSB India and champion the advancement of the financial planning profession in India

Around 73% consumers trust content created by AI: Capgemini study

66% of them would be willing to seek advice from the technology for personal relationships or life and career plans

Denied insurance coverage due to mental health condition? Persevere

Underwriting standards vary, so another insurer might well accept your proposal

Single moms struggle with finances, experts advise brushing up on planning

Being a single mother is hard because women in most cases have scant understanding of financial planning, tend to rely on others for decisions

Not liable to pay tax? Submit Form 15G/15H right away to avoid TDS

If your income exceeds 15G/15H limit but you qualify for tax deduction at a lower rate, use Form 13

Wealth creation is simple but not easy, requires discipline

Clients often fall back into old habits and require motivation to stay on track. Financial planning professionals also provide support during in inevitable setbacks

Begin tax planning at start of financial year to avoid cash crunch later

Consider both income level and deductions you can avail of when choosing between old and new tax regime

Gold, debt funds, insurance: What to do with your investments in FY24

With the spreads on home loans coming down, those who have a good credit score should consider refinancing

Regulation tech for financial risk planning

Financial entities have to be far more agile while assessing risks. The use of emerging technologies can help them anticipate a wider range of risks in a shorter time

Financial security of family tops life goal of 74% people in South India

The Bajaj Allianz Life India's Life Goals Preparedness Survey 2023 identifies the life Goals and aspirations of Indians