Raghu Mohan
 "Raghu Mohan")
Raghu Mohan
Raghu Mohan has been a journalist since 1993, with a distinguished career spanning over three decades. His past experiences include notable stints at The Financial Express, Business India, and Businessworld. He specialises in banking and finance, with a particular emphasis on the regulatory aspects of these fields. In addition to his reporting expertise, he has also successfully managed special projects and events for the publications he has worked with, showcasing his versatility and skill as a journalist.
Raghu Mohan has been a journalist since 1993, with a distinguished career spanning over three decades. His past experiences include notable stints at The Financial Express, Business India, and Businessworld. He specialises in banking and finance, with a particular emphasis on the regulatory aspects of these fields. In addition to his reporting expertise, he has also successfully managed special projects and events for the publications he has worked with, showcasing his versatility and skill as a journalist.
Page 7 - Raghu Mohan/workspace/business Standard Web/video
MSME cash flows can be erratic; lenders must know: Flexiloans.com's Jain
We don't set up physical branches, and this allows us to reach more locations compared to the larger banks and NBFCs, he says
 "MSME cash flows can be erratic; lenders must know: Flexiloans.com's Jain")
Shaping a better tomorrow: Loan distribution set for major overhaul
The Financial Stability Report of June 2024 has it that delinquency levels among borrowers with personal loans below Rs 50,000 remain high
 "Shaping a better tomorrow: Loan distribution set for major overhaul")
Fintechs asked to sign up on financial cyber fraud reporting portal
To also appoint a nodal officer to attend to customer grievances and engage with law-enforcement agencies to prevent fraud
 "Fintechs asked to sign up on financial cyber fraud reporting portal")
Idea behind SROs is not to make them more regulatory: Anish Mashruwala
The idea of SRO is not to make it more regulatory but it's more decentralisation from the regulator to allow a larger sense of how a particular product in the industry should develop, he says
 "Idea behind SROs is not to make them more regulatory: Anish Mashruwala")
E-surveillance market rises as banks boost security for branches, ATMs
Industry sources say that only around 40% of ATMs and 20% of bank branches are enabled with AI-led e-surveillance
 "E-surveillance market rises as banks boost security for branches, ATMs")
Banks' certificates of deposit fund-mop up more than triples in country
Strategy makes up for imbalance in banks' deposit and credit growth
 "Banks' certificates of deposit fund-mop up more than triples in country")
Lenders expect spurt in digital lending, deposit mobilisation in 5 years
44% of them expect to collect more than 50% of deposits through online modes
 "Lenders expect spurt in digital lending, deposit mobilisation in 5 years")
RBI may give NBFCs access to public tech credit platform for data flow
PTPFC knits data residing in various entities like governments, account aggregators, banks, credit information companies
 "RBI may give NBFCs access to public tech credit platform for data flow")
MSMEs get a helping hand in Budget but challenges in financing remain
According to CRISIL Ratings' bi-annual 'MSME Report' (June 2023), the debt need of the sector is more than Rs 100 trillion. Of this, 70% is for working capital requirements alone
 "MSMEs get a helping hand in Budget but challenges in financing remain")
Small and worrying: Loans under Rs 50K are on Reserve Bank of India's radar
Regulator wants banks and fintechs to review exposure limits for consumer credit
 "Small and worrying: Loans under Rs 50K are on Reserve Bank of India's radar")
Small and safe? Banks, fintech loans under Rs 50,000 on RBI radar
Scrutiny strengthened after regulated entities were in November asked to review exposure limits for consumer credit
 "Small and safe? Banks, fintech loans under Rs 50,000 on RBI radar")
Bank credit-deposit ratio: Work to restore normalcy in system continues
RBI wants banks to explain how they plan to bring it down but has set no specific target
 "Bank credit-deposit ratio: Work to restore normalcy in system continues")
Fintechs' lending biz is growing but industry must mind the warning signals
FY24 sees record loan surge and customer growth
 "Fintechs' lending biz is growing but industry must mind the warning signals")
Group representing NBFCs seeks revisit of membership norm for SRO
Finance Industry Development Council has sought a meeting with the central bank
 "Group representing NBFCs seeks revisit of membership norm for SRO")
Fundamentals strong for global fintech
Funding for the sector hit a three-year low last year but revenues improved
 "Fundamentals strong for global fintech")
Finance world's question to self: Are there too many regulators within?
From fintech to urban cooperatives, a host of industry associations have expressed interest in becoming self-regulatory organisations
 "Finance world's question to self: Are there too many regulators within?")
Charge of the light brigade: Charting the rise of micro-ATM channel
The micro-ATM channel has held its own despite growth in digital payments and pricing not being raised
 "Charge of the light brigade: Charting the rise of micro-ATM channel")
How NBFCs are back in the reckoning
Sector has overcome the after-effects of the pandemic; its credit crossed the Rs 50 trn mark in FY25
 "How NBFCs are back in the reckoning")
RBI scrutinises NBFC key management payouts under new compensation policy
A key feature of the exercise will be adherence to norms on the proportion of variable pay in total compensation
 "RBI scrutinises NBFC key management payouts under new compensation policy")
Securitisation volumes back to historic high after HDFC twins' merger
Housing finance company accounted for 23% of the FY23 volumes of around 1.8 trillion
 "Securitisation volumes back to historic high after HDFC twins' merger")