Tamal Bandyopadhyay
 "Tamal Bandyopadhyay")
Tamal Bandyopadhyay
Tamal Bandyopadhyay is a noted business journalist, known for his weekly column on banking and finance called 'Banker's Trust', published in Business Standard. He is a senior advisor to Jana Small Finance Bank Ltd. He was earlier an advisor to Bandhan Bank Ltd from August 2014 to October 2018. His latest book is 'Roller Coaster: An Affair with Banking'. A student of English Literature with a Master's degree from the University of Calcutta, Bandyopadhyay began his career in journalism as a trainee with The Times of India in Mumbai in 1985, and has worked with several publications since. He was also part of the founding team of the Mint newspaper.
Tamal Bandyopadhyay is a noted business journalist, known for his weekly column on banking and finance called 'Banker's Trust', published in Business Standard. He is a senior advisor to Jana Small Finance Bank Ltd. He was earlier an advisor to Bandhan Bank Ltd from August 2014 to October 2018. His latest book is 'Roller Coaster: An Affair with Banking'. A student of English Literature with a Master's degree from the University of Calcutta, Bandyopadhyay began his career in journalism as a trainee with The Times of India in Mumbai in 1985, and has worked with several publications since. He was also part of the founding team of the Mint newspaper.
Page 9 - Tamal Bandyopadhyay
Stellar show by banks, but will it continue?
There are challenges ahead. It won't be easy for the banking sector to put up a better performance every quarter
 "Stellar show by banks, but will it continue?")
A cautious pause, rate cut not anytime soon
In the aftermath of the pandemic, the RBI was tolerating inflation at the higher end of the band. Now, the focus is on bringing it down to the 4% target
 "A cautious pause, rate cut not anytime soon")
Status quo on rate, but will the stance change?
We have come to the end of the rate-hike cycle. The speculation is on the timing of the first rate cut. It won't happen anytime soon
 "Status quo on rate, but will the stance change?")
Is the foreign banking landscape changing in India?
The Indian market offers limitless possibilities. International banks are aware of this but not many seem willing to explore it
 "Is the foreign banking landscape changing in India?")
Fighting Covid-19 pandemic, the RBI way
On May 5, WHO announced the end of the global health emergency triggered by Covid pandemic. How did the Reserve Bank fare during this period that changed the ways of the world?
 "Fighting Covid-19 pandemic, the RBI way")
The great banking rescue of a doomed realty project
India's highest court and the lenders, backed by the banking regulator, are involved in a unique experiment to revive a project and save unsuspecting homebuyers
 "The great banking rescue of a doomed realty project")
A week in a PSU banker's life
Pages from the diary of a banker that offer glimpses of his work and life
 "A week in a PSU banker's life")
The HR ailment of public sector banks
Incidents of suicides highlight the prevalent work culture in PSBs
 "The HR ailment of public sector banks")
The F word in Indian banking
At the moment, banks give an opportunity of hearing to wilful defaulters but not fraudsters
FY24 kicks off a fresh cycle for Indian banking
Inflation remains a worry in the world's fifth-largest economy but, at the moment, no risk is seen for financial sector stability
Reserve Bank of India goes for a hawkish pause
The RBI has paused because it wants to evaluate the cumulative impact of the past rate hikes
 "Reserve Bank of India goes for a hawkish pause")
You make the tea or the tea makes you?
Move over Reserve Bank of India. It's the commercial banks, which are creating money and moving the economy
 "You make the tea or the tea makes you?")
April 6 policy, a close call
If RBI goes for a hike, it could change the stance from withdrawal of accommodation to neutral, signalling end of cycle. If not, the stance can remain unchanged as tight liquidity will serve purpose
 "April 6 policy, a close call")
Lesson for India from the Silicon Valley Bank collapse
The rules of the games are not the same on the US and Indian banking turfs but if risks are mispriced, the fallout could be similar
A good night's sleep for both banks and Reserve Bank
Believe it or not, the regulator is even stretching its arm to identify stressed borrowers and gauge the "distance to default" as a measure of a particular bank's fragility
Inspection & supervision: RBI dons new clothes
The Reserve Bank has not changed the objectives of supervision but how it supervises the system. And, the change is dramatic
The real story behind real interest rate
While the debate will continue about the benchmark rate to calculate real interest rate, both for the lenders and the savers, shouldn't all rates be higher than the rate of inflation?
Honeymoon with record profits may end in March
From the June quarter, the drop in net interest margin will separate the men from the boys
The Adani saga: What it means for Indian banks
Globally, for infrastructure projects, the construction risk is borne by the bond market; the banks step in at a later stage when they can smell the cash flow
Round table: Changes to Insurance Act a redefining moment, say experts
Covid has been a defining moment for the industry; the industry has paid out Rs 25,000 crore in claims, it has led to an important change by converting insurance from a push product to a pull product
 "Round table: Changes to Insurance Act a redefining moment, say experts")