Page 274 - BS Premium

AI framework charts next chapter for Indian banking, drives innovation

The framework emphasises robust governance, clear accountability for AI, drafting of policy, risk management, and ethical guardrails

Loan rates should mirror unfinished homes' higher risk, highlight gap

Requiring banks to hold more capital for under-construction loans and less after completion would make their higher risk evident through the resulting interest-rate differential

NPS: You can choose 100% equity exposure based on risk appetite, timeline

Investors must educate themselves and become more financially savvy to optimise the benefits of greater choice

ECL norms to have bigger impact on banks with higher unsecured loans

Expected credit loss framework to replace incurred loss model from April 2027; analysts say lenders with higher unsecured retail and microfinance exposure will see bigger provisioning impact

Countries that maintain more openness will grow more: Anne Krueger

The position of any country, including India, will depend on what they do and how they react to geopolitical uncertainties

India, Japan, Australia need alliance to counter major economies: Suzuki

An alliance of 'middle-power' countries will mean that these economies work together to ensure they are self-reliant among themselves and have a trusted network, he said

Datanomics: Amid geopolitical uncertainty, a look at Russia's energy trade

US pushes India and EU to cut Russian energy imports, linking deals to compliance

Making a beeline: IPO filing tally nears 200 this year, most in 3 decades

Number of applications surpasses combined submissions in first nine months of 2023 and 2024

Coworking firms bet big on GCC demand with specialised, premium centres

Segment becoming super lucrative with rentals looking up by 40-45% vs flagship spaces

Ramkrishna Forgings eyes rail push with components for bullet train

Company also hopeful of Europe rail market penetration

Closer India-China ties positive for both: ADB Chief Economist Albert Park

Albert Park tells that the 50 per cent US tariffs offer opportunities to India to diversify its export destinations

India's crawling renewable bidding activity threatens climate targets

The slowdown in renewable tendering comes even as India prepares its new Nationally Determined Contributions (NDC) to UN, to be presented by November, which will detail clean energy targets for 2035

Life insurers cut agents' slice to give customers the full GST pie

Commission payouts reduced by 18% as insurers pass GST cut benefits to customers

Analysts expect Indian drugmakers to strike US deals to avoid tariff blow

If Sun Pharma is able to strike a Pfizer-like deal, it may avoid US tariff in near term, say experts

Diamond City stares at gloomy paydays amid Donald Trump tariff cloud

Following the double tariff whammy in August, the average effective American levy on gems and jewellery has climbed to 55%

'Nap'cations: A perfect getaway to sleep in is India's new travel trend

Several hotels and resorts have created packages to cater the demand

Anti-Indianism, not Islam, is the ideology that keeps Pakistan going

Pakistan's army has been a rentier force available to a reasonable bidder. It has never come to the aid of any Muslims, including Palestinians or Gazans, except for making noises here and there

Country needs to push for 'Heal in India', says Apollo's Prathap C Reddy

Coffee with BS: Meet Prathap C Reddy, founder-chairman, Apollo Hospitals

A handshake before a game is a show of respect, but what if there is none?

Refusing to shake hands in public by top sportspersons - not for Covid-like precautions, but for other reasons - is a big statement and can cause a lot of social uproar

IHC is taking responsibility for debt: Sammaan Capital MD & CEO Gagan Banga

Gagan Banga spoke to outline what the investment means for the company and how it plans to leverage this capital to expand its business