Page 33 - Sanjay Kumar Singh

SBI's new home loan product is transparent, but volatile in nature

The repo rate is usually revised during RBI's credit policy announcements, which takes place every two months

Exit or hold? What you should do if your mutual fund is exposed to DHFL

Take a call to stay put or opt our based on whether you think the company will be able to find a strategic investor

Shift balance of debt funds in favour of higher credit-quality portfolios

Steps to improve liquidity may mitigate credit risk. Nonetheless, avoid lower-rated portfolios

Looking to invest in MNC funds? Weigh risks properly before doing so

This category, however, tends to underperform when the market favours growth, high-beta or cyclical stocks

Is your investment advisor cheating you? File your complaints on SCORES

Be wary of anyone who does not do risk-profiling and starts pushing investment products at you

Evaluate investment opportunities in fast-growing tier-II and III cities

The key for real estate investors is to evaluate whether employment opportunities will grow, and infrastructure projects will be implemented

Ride the economic growth theme with banking and financial sector funds

Any credit event could pose a risk to this sector

Investors should stick to gold-linked instruments for transparent pricing

Pricing is more transparent and some even pay interest regularly

Elections over, now stick to stocks witnessing recovery in earnings growth

For most retail investors, who also hold a day job, punting on such events as exit polls and election results can be risky

Investors should wait for Lok Sabha election results before taking a call

Retail investors also find themselves in a sweet spot after the 2,000-point rally in the last two trading sessions

Existing investors in consumption-oriented funds should stay for long term

Enter when valuations turn more attractive

Even if it ain't broken, fix it

The authors examine nine widespread corporate beliefs and practices, reveal their flaws, and offer alternative approaches

Debt funds can beat fixed deposits on post-tax returns, says expert

While recent events have dented confidence, investors should not avoid debt funds altogether

SBI's new interest rate plan brings more transparency but is more volatile

SBI customers will need to be alert to changes in interest rates of savings account and overdraft facility

Before investing in Morningstar's PMS, take a close look at cost structure

Outsource your asset allocation and fund selection worries

New-age solutions for young workers seeking a rental house in a new city

Young graduates moving to new cities for their first jobs should consider alternatives like co-living spaces to avoid the pitfalls of the traditional rental housing market

Slowing global growth could make gold a good bet: Accumulate on corrections

The dovish attitude of major central banks could provide a fillip to the yellow metal

Looking for a stockbroker? Don't go just by price, look for value

With more players moving towards lower commissions, choose a broker based on the quality of the platform and user feedback

Home loans: You can get the best deals even in the MCLR-based regime

Instead of getting disheartened by the central bank's decision to defer the implementation of the external benchmark regime, borrowers should try to make the most of the existing regime

Stick to shorter duration debt funds, lending rates unlikely to come down

Investors may also spread their investments across several non-convertible debentures, currently promising upward of 9 per cent annually