Page 16 - Finance Interviews

Demand in economy has to match credit expansion: Finance Secy Rajiv Kumar

We have budgeted Rs 70,000 crore for this year, says Finance Secretary Rajiv Kumar

NextGen PSBs: Indian Bank-Allahabad Bank merger to boost scale of ops

There will be very little overlap in terms of branches or network, since the geography focus has been different, says Indian Bank's Padmaja Chunduru

Merger will put together banks' strength: Andhra Bank's J Packirisamy

Our capital to risk (weighted) assets ratio, or CRAR, is good, says Andhra Bank MD

Merger will create fourth largest public sector bank: Syndicate Bank MD

There were discussions in general since a few months, said Syndicate Bank MD Mrutyunjay Mohapatra

There will be no loss of employment after merger of PSBs: Sankara Narayanan

It was mainly based on system integration that the government took a call for amalgamation, said Narayanan

We will not do business with certain groups: Axis Bank's Amitabh Chaudhry

He has since steered the bank on to a conservative path, eschewing needless risks. He's been candid enough to admit that the exposure to infrastructure sector in the past proved to be an Achilles heel

We will look at portfolio buyouts: Centrum Group's Jaspal Singh Bindra

We started microfinance in January 2018 and are already at Rs 250 crore in book-size, says Jaspal Singh Bindra

Valuations of banks could go up in 12 months: Morgan Stanley's Anil Agarwal

The challenge for wholesale-funded institutions whether it's a bank, non-bank or housing finance company, is that they cannot lend because they are struggling with liquidity, says Anil Agarwal

We hope to come out of PCA this year: Indian Overseas Bank CEO Karnam Sekar

Karnam Sekar, who took over as managing director and chief executive officer of the bank on July 1, is taking measures

Lakshmi Vilas Bank can't give away its 92-year-old identity: MD & CEO

With the creation of a stronger bank, my shareholders and I can rest peacefully, says LVB CEO Parthasarathi Mukherjee

We expect big-ticket resolutions by Sept: YES Bank CEO Ravneet Gill

We see a lot of opportunities in our corporate finance business, retail bank and transaction bank, says Gill

We still have to reach our full lending potential: Federal Bank chief

In a Q&A Shyam Srinivasan, MD & CEO, Federal Bank, says the lender's personal loan book has grown to Rs 1,000 crore the past 18-24 months, and it is delivered entirely digitally

Banking is not the only profitable business model: Former Religare CEO

NBFCs have to start believing that they are not banks and can't compete with them which means that they have to do what I call the hard tier-2 work, he said

We'd rather look at buying portfolios than a firm: M&M Financial MD & CEO

While the liquidity crunch continues to haunt NBFCs, Ramesh Iyer feels the current fiscal could turn out to be marginally better

United Bank is not a candidate for merger, says MD & CEO A K Pradhan

'The government is sincerely looking that banks should come out of the PCA', said United Bank MD & CEO A K Pradhan

We will soon ensure clean banking: Financial Services Secretary Rajiv Kumar

Public sector banks will be able to restructure MSME loans, says Kumar

Merger with Gruh Finance will take a year: Bandhan Bank CEO C S Ghosh

We are present in affordable housing segment, but the scale is very small. To grow in this segment, we found value in Gruh, says Ghosh

How govt uses dividend is its decision: RBI governor Shaktikanta Das

There are several issues under discussion between the government and the Reserve Bank. Any decision of RBI is driven by certain principles and accounting norms

Axis Bank needs to be conservative on corporate loans: CEO Amitabh Chaudhry

The current market environment and the strength of our balance sheet provide us with an opportunity to grow the wholesale loan book, says Chaudhry

Heavens will not fall if there's minor fiscal slippage: Ficci president

Sandip Somany also said that the Modi government would be remembered because of the IBC