Opinion
An effective KYC programme can make banking easy for genuine customers
 "Swaminathan J")
 "KYC norms, Know Your Customer, RBI KYC guidelines, KYC compliance, Banks")
 "Ajay Kumar -")
 "Mukesh Butani")
 "Sakshi Gupta")
 "Tamal Bandyopadhyay")
 "Nivedita Mookerji")
 "Ajay Chhibber")
 "Dibyasree Ganguly")
 "Ajay Tyagi")
 "Business Standard Editorial Comment")
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India must hold the red line as global climate action continues to weaken
In a world of transactional inter-state relations, India must stay firm on issues of national interest, no matter the pressures
 "India must hold the red line as global climate action continues to weaken")
AI is transforming tech, but its wider revolution is still delayed
Despite its promise, AI remains a collection of narrow conveniences and hidden algorithms for most people
 "AI is transforming tech, but its wider revolution is still delayed")
The great Indian waiting game: When anticipation was part of the pleasure
India once waited for Doordarshan to wake up, photographs to develop, letters to arrive and telephones to ring. Today, three seconds of buffering is treated like the collapse of civilisation
 "The great Indian waiting game: When anticipation was part of the pleasure")
US vaccine policy risks undermining use of tech to advance medical science
Flaws in US vaccine policy could make it impossible to leverage technology in optimal ways to advance medical science
 "US vaccine policy risks undermining use of tech to advance medical science")
Best of BS Opinion: Stock exchange closing auction system needs review
The day's opinion highlights flaws in closing auctions, the funding challenge in digital payments, humane KYC, cognitive warfare and everyday gender discrimination
 "Best of BS Opinion: Stock exchange closing auction system needs review")
Digital payments need a sustainable funding model for future growth
The Lok Sabha's tax amendment Bill opens the door for future UPI merchant charges, reigniting the debate on funding India's fast-growing digital payments ecosystem
 "Digital payments need a sustainable funding model for future growth")
Can the India-US tax treaty survive an AI-dollar deluge in the digital era?
India's AI ambitions demand a rethink of the India-US tax treaty to clarify taxation of cloud services, AI subscriptions and cross-border digital revenues
 "Can the India-US tax treaty survive an AI-dollar deluge in the digital era?")
Short of expectations: New closing auction system on exchanges needs review
The new closing auction session has triggered price divergences in F&O stocks, raising concerns over liquidity, price discovery and its impact on investors
 "Short of expectations: New closing auction system on exchanges needs review")
KYC: A safeguard, not a barrier
An effective KYC programme can make banking easy for genuine customers
 "KYC: A safeguard, not a barrier")
AI-powered cognitive warfare demands a new defence of public trust
Information warfare has moved beyond fake news to shaping how we think. Building cognitive resilience is now as important as safeguarding our borders
 "AI-powered cognitive warfare demands a new defence of public trust")
Best of BS Opinion: Inflation projections demand monetary tightening
Today's opinions examine the RBI's inflation dilemma, rising life insurance surrenders, India's employment crisis, possible UPI charges and the shift from food to nutrition security
 "Best of BS Opinion: Inflation projections demand monetary tightening")
The story now is not 'lower for longer', but the calm before higher rates
Strong growth, above-target inflation projections and near-zero real interest rates suggest the RBI's dovish stance may not last, raising the prospect of higher rates ahead
 "The story now is not 'lower for longer', but the calm before higher rates")
Status quo policy: Rate hike may still not be on the cards this year
RBI keeps the repo rate unchanged at 5.25%, raises FY27 growth forecast, trims inflation outlook and leaves the door open on future rate hikes amid global uncertainty
 "Status quo policy: Rate hike may still not be on the cards this year")
Beyond policy sales: Insurance companies must prioritise customer retention
Rising life insurance policy surrenders highlight weak policy persistency, underscoring the need for reforms focused on better products, sales practices and consumer retention
 "Beyond policy sales: Insurance companies must prioritise customer retention")
Policy prospects: Inflation projections demand monetary tightening
The RBI's decision to hold rates reflects easing inflation risks for now, but rising price pressures could warrant policy tightening in the coming months
UPI fee proposal could complicate quick commerce's rapid expansion
The proposal to levy a fee on UPI transactions could put quick commerce in the slow lane
 "UPI fee proposal could complicate quick commerce's rapid expansion")
India must fix its jobless growth model to harness the Gen Z opportunity
Its jobless growth model needs serious course correction
 "India must fix its jobless growth model to harness the Gen Z opportunity")
Best of BS Opinion: India must align ESG disclosures with global standards
Today's opinions examine PVC import restrictions, India's judicial backlog, reforms to ESG disclosures, digital inequalities in Neet and what Google searches reveal about society
 "Best of BS Opinion: India must align ESG disclosures with global standards")
Neet's digital transition must be matched by equal access to technology
The transition from pen-and-paper to computer-based testing changes the nature of preparation itself
 "Neet's digital transition must be matched by equal access to technology")
Justice delayed: India needs comprehensive justice system reforms
Raising the Supreme Court's strength is a welcome step, but filling vacancies and reforming lower courts remain key to tackling India's mounting judicial backlog
 "Justice delayed: India needs comprehensive justice system reforms")