Abhijit Lele
 "Abhijit Lele")
Abhijit Lele
Abhijit Madhav Lele covers banking financial services at Business Standard. Earlier, he has worked with the Press Trust of India, covering banking, finance, and capital markets in Delhi and Mumbai (1997-2006). He also had a stint in the editorial team of India Economic Update, a Dalal Street Journal group publication (1995-1997). He has also worked as a lecturer (psychology) with Sathaye College, Bombay University (1992-95).
Abhijit Madhav Lele covers banking financial services at Business Standard. Earlier, he has worked with the Press Trust of India, covering banking, finance, and capital markets in Delhi and Mumbai (1997-2006). He also had a stint in the editorial team of India Economic Update, a Dalal Street Journal group publication (1995-1997). He has also worked as a lecturer (psychology) with Sathaye College, Bombay University (1992-95).
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TJSB Sahakari Bank plans to acquire two more UCBs and expand its business
Sharad Gangal, chairman, TJSB Sahakari Bank, told Business Standard that the bank will continue to look for inorganic growth opportunities
 "TJSB Sahakari Bank plans to acquire two more UCBs and expand its business")
Deposit interest rate cuts likely to be moderate in current cycle
Elevated credit-deposit ratio, LCR norms may weigh on banks' decision
 "Deposit interest rate cuts likely to be moderate in current cycle")
India's outward FDI up 20% at $5.81 bn in March 2025, shows RBI data
Singapore top FDI destination in Jan-Mar 2025
 "India's outward FDI up 20% at $5.81 bn in March 2025, shows RBI data")
Microfinance defaults stay elevated in Q4FY25, says India Ratings
Improvement in delinquencies expected from the second half of FY26, says India Ratings report
 "Microfinance defaults stay elevated in Q4FY25, says India Ratings")
Households expect inflation pressures to ease; consumer confidence rises
Pessimism about employment conditions dips
 "Households expect inflation pressures to ease; consumer confidence rises")
PSBs share in loans rises sharply in FY25: Monetary Policy Report
State-owned lenders use SLR surplus for disbursements
 "PSBs share in loans rises sharply in FY25: Monetary Policy Report")
Banks may write off stressed loans worth Rs 1.5 trillion in FY26: Icra
Credit growth to expand at 10.8-10.9% on regulatory easing
 "Banks may write off stressed loans worth Rs 1.5 trillion in FY26: Icra")
Q4 result preview: Banks' net profit likely fell 4% on NIM pressure
Loan growth is expected to have further slowed down amid low demand in certain secured products, stress in the unsecured segment, and a high CD ratio across the system
Securitisation volumes see a slump sequentially in Q4FY25, says ICRA
A few players, including private banks, who securitised higher volumes in Q2 & Q3, were less active in the final quarter of the financial year, analysts and bankers said
 "Securitisation volumes see a slump sequentially in Q4FY25, says ICRA")
Bank credit growth declines sharply to 11% in FY25, shows RBI data
Reserve Bank of India (RBI) data showed deposit growth moderated to 10.3 per cent in the fortnight ended March 21, 2025 (last fortnight of FY25), from 13.5 per cent in FY24
US reciprocal tariffs: Lenders mull revised credit cover for SMEs
Some of the industries that may be impacted include textiles, auto parts and components, and gems and jewellery
 "US reciprocal tariffs: Lenders mull revised credit cover for SMEs")
India Inc credit quality robust amid profit growth, low capital expenditure
Credit quality outlook positive amid global uncertainties
 "India Inc credit quality robust amid profit growth, low capital expenditure")
Trump effect: Banks consider reviewing policies for US study loans
Among the measures, look at rigorous background checks on institutions and visa scrutiny
 "Trump effect: Banks consider reviewing policies for US study loans")
Piramal Finance plans to foray into gold loan business for growth
Investment banking sources said the Piramal group is open to acquisitions, though it is not involved in any talks
 "Piramal Finance plans to foray into gold loan business for growth")
India's current account deficit widens to 1.1% of GDP in Q3 FY25
BoP witnesses depletion of $37.7 billion
 "India's current account deficit widens to 1.1% of GDP in Q3 FY25")
NPLs in microfinance segment to peak by FY26 end: S&P Global Ratings
India's poorest borrowers have leveraged up in the past few years in response to easing microfinance rules
 "NPLs in microfinance segment to peak by FY26 end: S&P Global Ratings")
Reserve Bank of India broadens scope of loans under priority sector norms
Enhances limits for housing loans
 "Reserve Bank of India broadens scope of loans under priority sector norms")
IndiGrid to raise Rs 4,200 crore to acquire transmission and solar assets
Rating agency ICRA has assigned an "AAA" rating to the proposed debentures
 "IndiGrid to raise Rs 4,200 crore to acquire transmission and solar assets")
Net ECB inflows surge over 2x to $18.4 billion in 10MFY25: RBI data
ECB outflows due to principal repayments stood at $23.9 billion during the April 2024-January 2025 period, resulting in robust net inflows of $18.4 billion
 "Net ECB inflows surge over 2x to $18.4 billion in 10MFY25: RBI data")
RRBs get five more years to amortise additional pension liabilities
RRBs were earlier permitted to amortise their liability on account of the Employee Pension Scheme 2018 over five years
 "RRBs get five more years to amortise additional pension liabilities")