Raghu Mohan
 "Raghu Mohan")
Raghu Mohan
Raghu Mohan has been a journalist since 1993, with a distinguished career spanning over three decades. His past experiences include notable stints at The Financial Express, Business India, and Businessworld. He specialises in banking and finance, with a particular emphasis on the regulatory aspects of these fields. In addition to his reporting expertise, he has also successfully managed special projects and events for the publications he has worked with, showcasing his versatility and skill as a journalist.
Raghu Mohan has been a journalist since 1993, with a distinguished career spanning over three decades. His past experiences include notable stints at The Financial Express, Business India, and Businessworld. He specialises in banking and finance, with a particular emphasis on the regulatory aspects of these fields. In addition to his reporting expertise, he has also successfully managed special projects and events for the publications he has worked with, showcasing his versatility and skill as a journalist.
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Affordable housing sector starting to show early signs of distress
With public banks dominating the segment, RBI's revised PSL cap may push banks towards higher-ticket loans, as underwriting costs stay the same regardless of loan size or risk
 "Affordable housing sector starting to show early signs of distress")
PoS transformation in progress, but business model needs a rethink
The real-time confirmation builds efficiency and trust, keeping operations smooth and allowing the merchant to focus on business
 "PoS transformation in progress, but business model needs a rethink")
State-run banks can do more for affordable housing: IMGC MD & CEO
Price appreciation matters if the property is being viewed as an investment
 "State-run banks can do more for affordable housing: IMGC MD & CEO")
ATM interchange fee hike puts spotlight on micro-ATMs, financial inclusion
The gap of nearly Rs 4 could affect the business correspondent network, which derives nearly 40 per cent of its revenue from the micro-ATM network
 "ATM interchange fee hike puts spotlight on micro-ATMs, financial inclusion")
Business correspondents to undergo digital audit and fresh training
A working committee is likely to be formed to do the job, and will be headed by one of the managing directors of State Bank of India (SBI)
 "Business correspondents to undergo digital audit and fresh training")
Fraud detection has to improve to protect banks: BCT Digital CEO
With the rise of digital and contactless banking, fraudsters have found newer ways to exploit vulnerabilities, said Jaya Vaidyanathan, chief executive officer (CEO) of BCT Digital
 "Fraud detection has to improve to protect banks: BCT Digital CEO")
Scoring in their second innings: NBFC entrepreneurs stage a revival
A clutch of shadow bank entrepreneurs have weathered the storm and are now evangelists for the business
 "Scoring in their second innings: NBFC entrepreneurs stage a revival")
Sa-dhan seeks new MFI refinance body, calls for more equity support
Sa-dhan has urged the government to set up a dedicated MFI refinance body and increase flexibility in the India Microfinance Equity Fund to address funding challenges in the microfinance sector
 "Sa-dhan seeks new MFI refinance body, calls for more equity support")
It would help if MFIs were to get better funding: Sa-Dhan ED & CEO
The Ordinance has excluded Reserve Bank of India (RBI)-regulated entities (REs) which are in this business
 "It would help if MFIs were to get better funding: Sa-Dhan ED & CEO")
Waiting for a fair wind: Shadow bank risks persist despite RBI relief
Consumer credit exposures of commercial banks and NBFCs (excluding housing, education, vehicle loans and loans secured by gold and gold jewellery) still attract a weighting of 125 per cent
 "Waiting for a fair wind: Shadow bank risks persist despite RBI relief")
Deposit insurance demystified: Exploring the future of bank deposit safety
From a risk perspective, it is better to spread your deposits across multiple banks, given the extent of the current deposit cover
 "Deposit insurance demystified: Exploring the future of bank deposit safety")
CII's legal committee pushes for appellate body for financial sector
The legal committee wants all financial regulators, including the RBI, to be under the ambit of the new body
 "CII's legal committee pushes for appellate body for financial sector")
UPI sound box base will touch 40 mn in 5 years: Mswipe Technologies CEO
Says UPI is evolving rapidly, and there are multiple innovations around UPI for data-driven services and merchant solutions
 "UPI sound box base will touch 40 mn in 5 years: Mswipe Technologies CEO")
Banks' deposit insurance hike may be on the anvil amid periodic review
Should deposit insurance revisits be episodic? Like after the collapse of Bank of Karad in 1992 and the Punjab and Maharashtra Cooperative Bank fiasco in 2019
 "Banks' deposit insurance hike may be on the anvil amid periodic review")
Business correspondents to undergo digital audit, new training models
New audit envisages banks using digital technologies like video-based interviews, geo-tagging technology, and transaction-based controls, committee to be headed by top SBI official
 "Business correspondents to undergo digital audit, new training models")
Small can be beautiful: MSME sector gears up for transformational changes
The MSME sector may be on the cusp of a big change if it seizes on the opportunities in financing and protection in getting dues
 "Small can be beautiful: MSME sector gears up for transformational changes")
BC network has to be commercially viable: PayNearby Founder, MD & CEO
Says with higher rentals, cost of Aadhaar devices and the know-your-customer paraphernalia, the commercial viability of the BC network is certainly to be looked at
 "BC network has to be commercially viable: PayNearby Founder, MD & CEO")
Union Budget FY26: Key banking amendments in the spotlight, yet again
Among the most-watched moves pertaining to the banking sector will be possible changes to the RBI Act, the Banking Regulation Act and the Banking Companies Act
 "Union Budget FY26: Key banking amendments in the spotlight, yet again")
More the merrier? A tale of multiple self-regulatory organisations
Mint Road positions these entities as the cornerstone of compliance, but will the numerous voices unite the sector or create conflict?
 "More the merrier? A tale of multiple self-regulatory organisations")
Lenders get to work as India aims to become a $5 trillion economy
How lenders are balancing growth and governance to empower ambitions of 'Viksit Bharat'
 "Lenders get to work as India aims to become a $5 trillion economy")
