 "Tamal Bandyopadhyay")
Tamal Bandyopadhyay
Tamal Bandyopadhyay
Tamal Bandyopadhyay is a noted business journalist, known for his weekly column on banking and finance called 'Banker's Trust', published in Business Standard. He is a senior advisor to Jana Small Finance Bank Ltd. He was earlier an advisor to Bandhan Bank Ltd from August 2014 to October 2018. His latest book is 'Roller Coaster: An Affair with Banking'. A student of English Literature with a Master's degree from the University of Calcutta, Bandyopadhyay began his career in journalism as a trainee with The Times of India in Mumbai in 1985, and has worked with several publications since. He was also part of the founding team of the Mint newspaper.
Tamal Bandyopadhyay is a noted business journalist, known for his weekly column on banking and finance called 'Banker's Trust', published in Business Standard. He is a senior advisor to Jana Small Finance Bank Ltd. He was earlier an advisor to Bandhan Bank Ltd from August 2014 to October 2018. His latest book is 'Roller Coaster: An Affair with Banking'. A student of English Literature with a Master's degree from the University of Calcutta, Bandyopadhyay began his career in journalism as a trainee with The Times of India in Mumbai in 1985, and has worked with several publications since. He was also part of the founding team of the Mint newspaper.
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The nomadic life of a PSU banker
Here's a peek into the life of a public sector banker who did well professionally, but paid a price for it
 "The nomadic life of a PSU banker")
Fiscal consolidation: Yes. Banking reforms: Wait
Next-generation reforms are at the bottom of the list of nine priorities of this Budget
 "Fiscal consolidation: Yes. Banking reforms: Wait")
Can we bank on the Budget?
With the structural change in the ruling National Democratic Alliance, will the government be able to move on the bank privatisation front in this Budget?
 "Can we bank on the Budget?")
Different faces of bank frauds
Customer education is the key to combating digital fraud, while improved credit appraisal, underwriting, and risk management can help contain loan fraud
 "Different faces of bank frauds")
Changing dynamics of Indian banking
One constant feature of banks' balance sheets over the years - in good times and bad - is the high bad loans in the agriculture sector. Can anything be done about it?
 "Changing dynamics of Indian banking")
A milestone on bond street
India's entry into a global bond index is a great sentiment-booster, but much of it has already been factored in
 "A milestone on bond street")
Tweak draft project loan financing norms
Instead of a blanket 12-fold jump in the provision requirement, the RBI can ask lenders to create project finance reserves on their balance sheets
 "Tweak draft project loan financing norms")
Is Nabfid the answer to India's infra woes?
Though earlier such attempts had failed, NaBFID should succeed as the ecosystem is changing. Infra projects are a new asset class that offers healthy returns
 "Is Nabfid the answer to India's infra woes?")
Politics, exit polls, market and retails investors
Are retail investors reading the market better than institutional investors? Are they getting smarter?
 "Politics, exit polls, market and retails investors")
RBI monetary policy review: Wait for rate cut, change in stance gets longer
The combination of strong growth and above-target inflation does not make a case for a rate cut and even a shift in the policy stance too soon
 "RBI monetary policy review: Wait for rate cut, change in stance gets longer")
Of cricket and monetary policy
The June policy will be one of status quo in every way. There will be no change in rate or stance
 "Of cricket and monetary policy")
How long will the good run last?
In public, bankers exude confidence and say everything is hunky-dory, but the rising defaults in a few pockets don't exactly suggest this
 "How long will the good run last?")
What ails public sector banks?
Two books written by public sector bankers flag symptoms that range from seemingly small episodes to serious, reputation-ruining actions
Small is beautiful, but not always
For most SFBs, being a small bank is part of their journey, not the destination
How to make insolvency law solvent
IBC has served purpose by creating the fear of god among rogue promoters. It's time to plug the loopholes in the law and make the defaulters understand that the IBC isn't just all bark and no bite
 "How to make insolvency law solvent")
Five-day week not there yet, but bank wage settlement has a lot for bankers
While the wait for a five-day week gets longer, the most interesting developments that make the agreement progressive and humane relate to leave
 "Five-day week not there yet, but bank wage settlement has a lot for bankers")
Home loans: To top up or not to top up?
The home loan top-up, a kind of secured multipurpose personal loan, is on the regulator's radar. Rightly so
 "Home loans: To top up or not to top up?")
All the RBI's men
As the Reserve Bank celebrates its 90th birthday, the concluding part of a two-column series offers a peek into the lives and works of its governors over the past three decades
 "All the RBI's men")
Monetary policy review: Optimism on growth, caution on inflation
Five of the six members of the RBI's MPC panel have voted for the status quo on both the policy rate and stance
 "Monetary policy review: Optimism on growth, caution on inflation")
The RBI story: 90 and going strong
As the Reserve Bank celebrates its 90th birthday, here's a look at how different the pitch has been for different governors to bat on since economic liberalisation. Part 1 of a two-part series
 "The RBI story: 90 and going strong")