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Foreign banks play a very critical role in nation-building: Experts

Foreign banks in India play to global strengths, channel foreign capital, and dominate FX and cross-border finance, complementing domestic banks in a highly competitive market

When devices think: Intelligent computing firmly comes to fintech

As fintech shifts to devices, AI, IoT, and on-device intelligence are transforming payments, lending, and fraud control, making devices central to the next phase of banking

Zero trust is pervasive, but gaps remain on emerging cybersecurity threats

As AI adoption accelerates, zero-trust security, continuous monitoring, and stronger customer awareness are critical to counter deepfakes, fraud, and evolving cyber threats

Small finance bank label a key hindrance for expansion, say experts

With clearer RBI norms, easing microfinance stress and digital-first models, small finance banks are set for steady growth and deeper reach among underserved customers

Cautious confidence: Amid uncertainty, banks seek to steer with stability

Even as banks boast healthy books, concerns remain across the financial landscape. Raghu Mohan and Abhijit Lele explain why work is not yet complete

Rupee internationalisation aims to reduce business risk: T Rabi Sankar

RBI Deputy Governor T Rabi Sankar says rupee internationalisation aims to reduce risk for Indian firms, not replace the dollar, and warns that stablecoins pose macro risks

Recent consumption measures may boost demand, lift GDP growth: Poonam Gupta

Challenge lies in identifying new sources of growth to sustain an accelerated trajectory, says Poonam Gupta

PSBs are setting benchmarks for the India's BFSI sector, says M Nagaraju

Any future public-sector bank consolidation must carefully weigh the pros and cons, including whether it will deliver meaningful synergies, says Nagaraju

Banks increasingly looking towards retail customers, says K V Kamath

KV Kamath says technology is reshaping money flows, shrinking banks' fee income and pushing lenders to reinvent themselves as capital markets and fintech gain ground

SBI will double its balance sheet in 6-7 years: SBI chairman CS Setty

There is greater confidence among banks to lend to MSMEs because of data availability, and clarity in terms of their business models, says Setty

Any firm not taking IT seriously will not sustain for long: Bhattacharya

Former SBI chief Arundhati Bhattacharya says AI is reshaping leadership and banking, urging firms to embrace technology to drive inclusion, agility and better customer service

Holding steady: Banks resilient as global spillovers and risks persist

RBI says banks and NBFCs remain resilient with strong capital and asset quality, but flags risks from unsecured lending and global spillovers in a volatile world

Higher education: Celebrating gains while confronting the unfinished agenda

India's higher education boom has expanded access and research, but bridging the skills gap and improving quality will be key as the system shifts from mass expansion to excellence

Economic Survey 2025-26 gives clear direction towards Viksit Bharat

Economic Survey 2025-26 underscores India's macro stability, reform-led growth, and fiscal discipline, while warning that weak state finances pose emerging risks

Datanomics: How reality dodges Economic Surveys and Union Budgets

Economic Survey projections and Budget assumptions on GDP growth have often missed the mark, with actual growth diverging from estimates in several years

Debt, deficits, growth: Why state discipline matters for fiscal health

While markets focus on the Centre's consolidation, state fiscal discipline and strong growth will be crucial to medium-term fiscal sustainability

Street gives thumbs up to L&T's Q3FY26, bullish on future prospects

L&T's Q3FY26 results show double-digit growth in P&M and services, strong margin expansion and a record order book, with overseas markets driving momentum

Coal to remain central for India's energy security: PM's principal secy

India keeps coal central to energy security while expanding renewables, nuclear, and solar manufacturing, balancing climate action with equity and grid stability

India is indeed an oasis of macro stability: CEA V Anantha Nageswaran

CEA V Anantha Nageswaran says India can grow 6.8-7.2% in FY27 despite global uncertainty, citing domestic reforms, resilient consumption and strong fundamentals

Tracking changes: FPI holdings in midcaps at multi-year high, shows data

FPIs raised exposure to midcaps to a multi-year high in December quarter even as overall equity flows turned volatile and largecap holdings eased