Page 25 - Latest Updates on Reserve Bank of India
Players on the payments turf: UPI, AePS, PPIs boost digital outreach
UPI and AePs together have changed India's payments landscape. AePS's playing field is rural and semi-urban India
 "Players on the payments turf: UPI, AePS, PPIs boost digital outreach")
Smart devices to be next bastion for UPI with IoT-ready payment system
NPCI builds Internet of Things rails as UPI targets 10x growth
 "Smart devices to be next bastion for UPI with IoT-ready payment system")
Corporate 'fraud accounts' pose tough challenges for banking system
SBI also reported former chairman of the group Anil Ambani to the Reserve Bank of India (RBI)
 "Corporate 'fraud accounts' pose tough challenges for banking system")
How to fix credit report errors: Dispute on bureau site, alert lender
Having documents like no-dues certificates and records of repayment will strengthen your case
 "How to fix credit report errors: Dispute on bureau site, alert lender")
Rupee weakens against US dollar on Donald Trump's renewed tariff threat
Rupee ends 47 paise lower at 85.86 per dollar as Trump warns 10% tariffs on BRICS-aligned nations; RBI seen selling dollars to cap volatility after hitting 86 mark
 "Rupee weakens against US dollar on Donald Trump's renewed tariff threat")
Best of BS Opinion: University-level funding key to India's R&D targets
Today's opinion page takes a closer look at the RDI scheme, India's R&D lapses, the current account deficit, and whether the RBI's changes to project finance are a good idea in the long run
 "Best of BS Opinion: University-level funding key to India's R&D targets")
Momentum funds may deliver high long-term returns for aggressive investors
With improving market conditions and clearer sector trends, experts say momentum-based index funds could suit investors willing to take short-term volatility
 "Momentum funds may deliver high long-term returns for aggressive investors")
RBI panel likely to recommend govt retain current 4% inflation target
Retaining the inflation target would remove some uncertainty about the process and reassure market participants about policy continuity under Governor Sanjay Malhotra
 "RBI panel likely to recommend govt retain current 4% inflation target")
Kesavan Ramachandaran appointed as new executive director of RBI on July 1
Prior to being promoted as Executive Director, Kesavan Ramachandran was serving as Principal Chief General Manager in Risk Monitoring Department
 "Kesavan Ramachandaran appointed as new executive director of RBI on July 1")
Capex rises 54% in Apr-May FY26, RBI dividend lifts revenue: CGA data
Government capex rose 54 per cent in April-May FY26 as RBI dividend boosted non-tax revenue and kept the fiscal deficit at a 28-year low for the two-month period
 "Capex rises 54% in Apr-May FY26, RBI dividend lifts revenue: CGA data")
Household debt up, but India still lags emerging-market economies: RBI
India's household debt remains below emerging market peers, with non-housing retail loans forming the bulk of borrowings, RBI says in its Financial Stability Report
 "Household debt up, but India still lags emerging-market economies: RBI")
Bank credit growth slows to 9.8% in May as NBFC, retail lending dips
Bankers said besides subdued activity in the first quarter, the slowdown could be attributed to a high base effect and muted growth across segments, including retail
 "Bank credit growth slows to 9.8% in May as NBFC, retail lending dips")
Bank GNPAs fall to multi-decade low of 2.3% in March, may rise by FY27: RBI
It can be noted that dud assets have been one of the most challenging part for the banking system for a large part of the latter part of the previous decade
 "Bank GNPAs fall to multi-decade low of 2.3% in March, may rise by FY27: RBI")
Indian financial system resilient amid global uncertainty: RBI report
RBI Governor says financial stability is essential for growth, urges vigilance as global structural shifts make policymaking harder amid trade fragmentation, climate risks, and geopolitical tensions
 "Indian financial system resilient amid global uncertainty: RBI report")
Bank credit growth slows to 4.9% during fortnight ended May 30: RBI
The RBI has released the data on sectoral deployment of bank credit for May 2025 collected from 41 select scheduled commercial banks
 "Bank credit growth slows to 4.9% during fortnight ended May 30: RBI")
Moody's expects infra credit revival as RBI eases provisioning norms
The Reserve Bank of India, in its final guidelines, eased project loan rules and cut provisioning burden on banks to 1%, instead of the earlier proposed 5%
 "Moody's expects infra credit revival as RBI eases provisioning norms")
Global lenders may push back on RBI's offshore swap reporting plan
Complying with the Reserve Bank of India's directive could raise concerns about client confidentiality and lead to jurisdictional complications with other monetary authorities
Watershed moments: Introduction of RBI's flexible inflation targeting model
FIT model set to be reviewed amid call for excluding food inflation
 "Watershed moments: Introduction of RBI's flexible inflation targeting model")
FM Nirmala Sitharaman nudges public sector banks to push credit growth
After slipping to 12% in FY25, loans growth has fallen below 10%
 "FM Nirmala Sitharaman nudges public sector banks to push credit growth")
India's external debt rises to $736 billion, 19.1% of GDP, says RBI
Short-term debt to total debt ratio dips to 18.3
 "India's external debt rises to $736 billion, 19.1% of GDP, says RBI")