Page 5 - Latest Updates on Reserve Bank of India
Eco Survey calls to link microfinance investor exits to social metrics
Economic Survey 2025-26 urges linking microfinance investor exits to social impact metrics, warning that return-driven growth risks over-lending, borrower stress, and financial instability
 "Eco Survey calls to link microfinance investor exits to social metrics")
RBI likely defers plan to mandate climate risk disclosures by banks
The Reserve Bank of India's (RBI) proposed norms, which had been under discussion with banks since 2022
 "RBI likely defers plan to mandate climate risk disclosures by banks")
21% of surveyed banks, institutions implementing/developing AI: Eco Survey
There is a convergence in priorities among central banks as they adopt AI, which includes using AI to enhance decision-making, improve operational efficiency, and manage risks effectively, survey said
 "21% of surveyed banks, institutions implementing/developing AI: Eco Survey")
RBI to keep interest rates steady at 5.25% through 2026: Reuters poll
The central bank has lowered benchmark borrowing costs by a cumulative 125 basis points since February 2025
RBI should include liquid papers in OMOs for better yield signalling: SBI
Despite a cumulative 125 basis point cut in the repo rate and record liquidity injections of about Rs 6.6 trillion during the current financial year, yields remained elevated
 "RBI should include liquid papers in OMOs for better yield signalling: SBI")
Reserve Bank of India moves OMO dates forward as 10-year yield hits 6.72%
Yield at highest level since March 2025; central bank also announces ₹50K crore VRR
 "Reserve Bank of India moves OMO dates forward as 10-year yield hits 6.72%")
RBI proposes disaster relief framework for banks, seeks feedback
The proposed rules will kick in from April 1. The central bank has sought feedback from stakeholders and public until February 17
 "RBI proposes disaster relief framework for banks, seeks feedback")
RBI brings forward ₹1 trillion bond purchases to ease liquidity pressure
The RBI bought 3 trillion rupees of bonds during December-January, boosting the note-purchase tally for the fiscal year to a record 5.7 trillion rupees
Bank holiday today: Are SBI, BOB, Canara Bank and others closed?
Is bank holiday today: The United Forum of Bank Unions (UFBU) has called an all-India bank strike today, January 27, which may disrupt services at public sector banks such as SBI and PNB
 "Bank holiday today: Are SBI, BOB, Canara Bank and others closed?")
Value of CDs climbs to ₹5.75 trillion, rates cross 7% for marquee banks
Deposit tightness has pushed certificate of deposit outstanding to a record ₹5.75 trillion, with marquee banks raising one-year funds at over 7%
 "Value of CDs climbs to ₹5.75 trillion, rates cross 7% for marquee banks")
Arijit Basu quits HDB Financial, appointed chairman of IndusInd Bank
Sunil Mehta to step down from the helm of IndusInd following completion of his term on Jan 30
 "Arijit Basu quits HDB Financial, appointed chairman of IndusInd Bank")
Forex reserves rise $14 billion in best week in 10 months: RBI data
At $701 billion, reserves at 13-week high; shy of all-time high of $705 billion
 "Forex reserves rise $14 billion in best week in 10 months: RBI data")
States' gross fiscal deficit topped 3% in FY25 after 3 years: RBI report
States' fiscal deficit crosses 3% of GDP in FY24 after 3 years; capital spending rises as liabilities remain manageable, says RBI report
Banks raise Rs 89.5k crore via CDs in December fortnight, rates surge
Banks raised Rs 88,512 crore through certificates of deposit in the last fortnight of December as deposit growth lagged credit growth, pushing short-term borrowing rates above 7 per cent
 "Banks raise Rs 89.5k crore via CDs in December fortnight, rates surge")
Razorpay POS secures RBI nod for offline payment aggregator licence
Razorpay now holds all three key RBI licences-online payment aggregator, cross-border payment aggregator (secured in December 2025), and offline payment aggregator)
 "Razorpay POS secures RBI nod for offline payment aggregator licence")
RBI taps over $2 bn FX swaps to ease liquidity amid rupee pressure: Bankers
Spot intervention drains rupee liquidity, an effect the RBI can counter through dollar/rupee buy-sell FX swaps, in which the first leg is settled at the spot date and the second at a future date
Net FDI negative for 3rd straight month in Nov due to high repatriation
Net FDI in April-Nov period grows 7x to $5.6 billion compared to same period last year
 "Net FDI negative for 3rd straight month in Nov due to high repatriation")
Current state of economy provides ground for optimism: RBI bulletin
Global growth remained resilient in 2025 despite heightened uncertainties. Though elevated, global uncertainty witnessed further moderation in December
 "Current state of economy provides ground for optimism: RBI bulletin")
RBI approves appointment of Bharucha as whole-time director in HDFC Bank
Shares of HDFC Bank closed at ₹931.15, up 0.38 per cent over the previous close on BSE
 "RBI approves appointment of Bharucha as whole-time director in HDFC Bank")
Rupee avoids new low as RBI steps in to control excess volatility
The rupee fell up to 91.06 per dollar during the day, near the record low of 91.08 per dollar
 "Rupee avoids new low as RBI steps in to control excess volatility")