Page 15 - Finance News

Expensively priced IPOs: Valuations must be justified by growth visibility

If the company has strong fundamentals but is valued expensively, invest for long term or reconsider after six months

UPS to NPS: Opt for NPS if service tenure is long and volatility manageable

Those who have a low risk appetite, prefer predictability, or are approaching retirement should stick to UPS

Invest to boost portfolio resilience amid current bout of uncertainty

These funds could, however, underperform during bull runs when the crowd chases speculative bets

Investing in microcaps: Limit exposure to 5-10%, enter with 5-7-yr horizon

High volatility, low liquidity, and corporate governance are risks investors need to be prepared for

AIF commitments surge past ₹14 trn; funds raised, deployment exceed ₹5 trn

Commitments to AIFs rose 20% year-on-year to Rs 14.2 trillion as of June 2025, with funds raised at Rs 6 trillion and investments made at Rs 5.72 trillion

Invest Rs 21,000 to earn Rs 20 lakh monthly? Viral videos of FM are fake

Digitally manipulated clips mark another instance of cybercriminals trying to defraud people

RBI's revised co-lending norms likely to boost NBFC growth: Crisil

The revised norms allow Direct Lending Guarantees across loan types and reduce the minimum loan retention threshold for NBFCs to 10%, says Crisil

Warburg Pincus fully exits Home First Finance in ₹1,307 cr block deal

Warburg Pincus sells entire 10.3% stake in Home First Finance for Rs 1,307 crore via block deal to Kotak MF, Fidelity, and Tata AIG, sending shares up 6.4%

Received an e-PAN email? Govt warns it's a scam. Here's how to report it

Scammers are sending fake e-PAN emails to steal personal and financial details. Government shares tips to identify the fraud and where to report it.

LIC's entry into bond FRA market likely to boost long-term G-Secs

With deals across 10 major banks, the insurer's move is expected to spur demand for long-term government securities while narrowing forward spreads for other players

Credit growth rose to 10% in July 25 fortnight, deposit growth at 10.2%

Retail credit moderation and rising bond yields impact bank lending growth, as credit rises 10 per cent and deposits grow 10.2 per cent in the fortnight ended 25 July

Kinara Capital proposes temporary calm period to all its lenders

Kinara Capital defaults on payments and proposes a calm period via an intercreditor pact as it seeks to preserve cash and resume repayments from October 2025

UPI not free even now, govt subsidising it, says RBI Guv Sanjay Malhotra

Every year, the central government earmarks a certain amount for the promotion of UPI peer-to-merchant (P2M) transactions and RuPay debit card transactions

Special Opportunities Funds: For seasoned investors open to higher risks

Suitable for seasoned investors willing to take higher risks

Bank credit raised by India Inc drops to 22% in Q1FY26, shows data

Corporates increasingly turn to debt capital markets as bank credit share in fundraising hits multi-year low, signalling shift in funding dynamics

Drop in high-value ticket life policies drags 13th-month persistency ratio

The decline in the share of high-value policies is largely on account of taxation changes in this segment, which HNIs were earlier using to get tax-free returns

Credit growth dips sharply in June as farm, NBFC offtake weakens: RBI

The pace of credit growth on a Y-o-Y basis in retail and industrial credit also moderated in June 2025, Reserve Bank of India (RBI) data showed

Hit by falling FD rates? Consider these funds with 3-year horizon

Hit by falling FD rates? Consider these funds with 3-year horizon

ICMAI appoints Srinivasa Prasad as President, Joshi as VP for 2025-26 term

ICMAI appoints TCA Srinivasa Prasad as President and Neeraj D Joshi as Vice President for 2025-26; both bring strong credentials to lead the cost accounting body

How much do you need to retire? Affluent Indians now say Rs 3.5 cr

Rising costs and financial goals prompt the wealthy to raise the bar, according to HSBC's Affluent Investor Snapshot 2025