Page 16 - Finance News
Credit growth rose to 10% in July 25 fortnight, deposit growth at 10.2%
Retail credit moderation and rising bond yields impact bank lending growth, as credit rises 10 per cent and deposits grow 10.2 per cent in the fortnight ended 25 July
 "Credit growth rose to 10% in July 25 fortnight, deposit growth at 10.2%")
Kinara Capital proposes temporary calm period to all its lenders
Kinara Capital defaults on payments and proposes a calm period via an intercreditor pact as it seeks to preserve cash and resume repayments from October 2025
 "Kinara Capital proposes temporary calm period to all its lenders")
UPI not free even now, govt subsidising it, says RBI Guv Sanjay Malhotra
Every year, the central government earmarks a certain amount for the promotion of UPI peer-to-merchant (P2M) transactions and RuPay debit card transactions
 "UPI not free even now, govt subsidising it, says RBI Guv Sanjay Malhotra")
Special Opportunities Funds: For seasoned investors open to higher risks
Suitable for seasoned investors willing to take higher risks
 "Special Opportunities Funds: For seasoned investors open to higher risks")
Bank credit raised by India Inc drops to 22% in Q1FY26, shows data
Corporates increasingly turn to debt capital markets as bank credit share in fundraising hits multi-year low, signalling shift in funding dynamics
 "Bank credit raised by India Inc drops to 22% in Q1FY26, shows data")
Drop in high-value ticket life policies drags 13th-month persistency ratio
The decline in the share of high-value policies is largely on account of taxation changes in this segment, which HNIs were earlier using to get tax-free returns
 "Drop in high-value ticket life policies drags 13th-month persistency ratio")
Credit growth dips sharply in June as farm, NBFC offtake weakens: RBI
The pace of credit growth on a Y-o-Y basis in retail and industrial credit also moderated in June 2025, Reserve Bank of India (RBI) data showed
 "Credit growth dips sharply in June as farm, NBFC offtake weakens: RBI")
Hit by falling FD rates? Consider these funds with 3-year horizon
Hit by falling FD rates? Consider these funds with 3-year horizon
 "Hit by falling FD rates? Consider these funds with 3-year horizon")
ICMAI appoints Srinivasa Prasad as President, Joshi as VP for 2025-26 term
ICMAI appoints TCA Srinivasa Prasad as President and Neeraj D Joshi as Vice President for 2025-26; both bring strong credentials to lead the cost accounting body
 "ICMAI appoints Srinivasa Prasad as President, Joshi as VP for 2025-26 term")
How much do you need to retire? Affluent Indians now say Rs 3.5 cr
Rising costs and financial goals prompt the wealthy to raise the bar, according to HSBC's Affluent Investor Snapshot 2025
 "How much do you need to retire? Affluent Indians now say Rs 3.5 cr")
Growth guidance and margin recovery positive for Shriram Finance
SHFL's Q1FY26 net rose 9% year-on-year with stable credit costs, strong disbursement trends and margin guidance of 8.5% by Q4 despite high liquidity on the balance sheet
 "Growth guidance and margin recovery positive for Shriram Finance")
Irdai's Tripathy cautions against practices by brokers to boost valuation
IRDAI's Satyajit Tripathy highlights the need for sustainable growth in the insurance broking industry, cautioning against practices that may harm the sector in the long run
 "Irdai's Tripathy cautions against practices by brokers to boost valuation")
Bitcoin rally: Cap crypto exposure at 2-5% of portfolio to manage risk
Be mindful of hacking risk and lack of regulatory clarity in India vis-a-vis these assets
 "Bitcoin rally: Cap crypto exposure at 2-5% of portfolio to manage risk")
Income Tax Bill: Select panel proposes wider transfer-pricing net
Companies wielding substantive influence with other firms may face more scrutiny
 "Income Tax Bill: Select panel proposes wider transfer-pricing net")
Entry of new players likely to intensify competition in reinsurance segment
New private players, including Valueattics Re, Jio Financial Services & Allianz are set to increase competition in India's reinsurance sector. However, experts believe GIC Re's position remains robust
 "Entry of new players likely to intensify competition in reinsurance segment")
Use a revised or updated income tax return to correct bogus deductions
Once scrutiny, surveys, or raids begin, correction options are no longer available
 "Use a revised or updated income tax return to correct bogus deductions")
Results preview: Insurance companies set for a profit bump in Q1 FY26
May get boost from enhanced margins, better op efficiencies
 "Results preview: Insurance companies set for a profit bump in Q1 FY26")
Rupee strengthens, tracking falling crude oil prices and dollar index
The Indian rupee appreciated by 22 paise, tracking declines in the dollar index and crude oil prices, while foreign equity inflows provided further support
 "Rupee strengthens, tracking falling crude oil prices and dollar index")
Securitisation volumes up 9% at ₹49,000 crore in Q1FY26: Crisil
The higher volumes by NBFCs helped offset the lower origination volume by banks, supporting the overall securitisation market volume, Crisil said in a statement on Monday
 "Securitisation volumes up 9% at ₹49,000 crore in Q1FY26: Crisil")
Non-life insurers' premiums rise 9% to ₹79,306 crore in Q1 FY26
General and standalone health insurers drive 8.85 per cent YoY premium growth in Q1FY26, but IRDAI's revised norms impact comparability with last year's figures
 "Non-life insurers' premiums rise 9% to ₹79,306 crore in Q1 FY26")