Payments

Co-payments and deductibles in health insurance: Are they right for you?

Both options can lower premiums, but they increase out-of-pocket expenses during claims. Understand how they work before choosing a health insurance policy

Juspay swings to ₹90 crore FY26 loss amid AI investments, global expansion

The SoftBank-backed payments technology firm's revenue rose 30 per cent to ₹664 crore in FY26, while investments in AI and international expansion weighed on profitability

No preferential access to biz from group cos: Jio Payment Solutions CEO

Jio Payment Solutions is prioritising large enterprises and profitable segments as it seeks to expand in India's crowded digital payments processing market

India remains key priority as Adyen expands beyond payments: Gary Yang

Adyen's APAC President Gary Yang says India remains a key priority market, with plans to deepen its payments capabilities while expanding into fraud mitigation, loyalty, and usage-based billing

Phi Commerce elevates Rajesh Londhe to CEO, targets international growth

Londhe will lead global strategy and international expansion, while former CEO Jose Thattil becomes executive chairman to oversee strategy, fundraising and partnerships

Pine Labs appoints former Razorpay executive Jayaram Karthik as COO

Karthik will lead operations and merchant experiences across India and international markets as Pine Labs looks to build a unified operational model globally

Payment aggregators push for fixed and direct share of UPI MDR

The demand is likely to draw resistance, as payment aggregators are not direct members of the UPI network run by the NPCI

Payments firms mop up $5.8 billion via equity fundraise since 2021

Cred and PhonePe raised $1 billion each during the five-year period, while Pine Labs, Razorpay and BharatPe were among the other major recipients of equity funding

Payments firms build AI commerce rails, but ecom platforms stay guarded

Payments companies are building rails for autonomous AI-led shopping, but ecommerce platforms remain wary of losing control over discovery, recommendations and margins

Offline UPI payments? UPI may soon work without the internet: How will it work?

India may soon enable offline UPI payments, allowing users to make transactions even without an internet connection on either their phone or the merchant's Point of Sale, or PoS device.

PhiCommerce to focus on payments infra for smaller banks, says co-founder

The fintech firm expects software-as-a-service products to contribute 40 per cent of revenue over the next 18 months as smaller banks seek greater control over payments, said co-founder Rajesh Londhe

Agent marketplace one of our large bets, says PayU CPO Manas Mishra

PayU is building AI-powered tools and agent marketplaces as it bets on agentic commerce and payments becoming the next frontier in digital transactions

Big change for reissued cards: New OTP limits, auto-payment & subscriptions rules

The Reserve Bank of India has eased rules on auto-debits, ensuring subscriptions, SIPs, and insurance payments continue even when your card is reissued. Here’s what has changed, and why it matters.

China uses West Asia conflict to advance yuan's global payments debut

Beijing challenges US financial dominance across currency, messaging and settlement systems; even if Iran sanctions ease and dollar trust recovers, the yuan push will persist for future crises

Explained: New digital payments rules | UPI payment | Online payment | Card payment | RBI

India’s digital payments system will see tighter security from April 1, 2026, with the Reserve Bank of India (RBI) making two-factor authentication (2FA) compulsory for all transactions.

ToneTag secures $5 mn from Qualcomm Ventures to scale sound-based payments

ToneTag raised $5 million from Qualcomm Ventures to expand its AI-driven, sound-based payment technology globally, building on rapid scale and billions in monthly transaction value

Interest payments: The biggest silent drain on the Budget

In Budget 2026, Finance Minister Nirmala Sitharaman faces an uphill task as interest payments now take up nearly one-fourth of the Union Budget and more than one-third of government revenue.

Razorpay secures RBI's PA-CB licence to enable cross-border payments

Razorpay has received RBI's PA-CB licence, allowing Indian businesses to send and receive cross-border payments easily, supporting exporters and global firms

Indian engineers' median pay drops 40% in 2025, US salaries rise

Product and design professionals in India also saw median pay drop to $23,000, compared to $138,000 in the US, highlighting growing inequality in global tech salaries

Emirates NBD-RBL deal, credit revival, RBI warns of geopolitical risks to global payments & more

Emirates NBD to acquire 60% stake in RBL Bank UAE-based Emirates NBD will invest around $3 billion for up to a 60% stake in RBL Bank, the largest cross-border investment in an Indian private lender.