Raghu Mohan
 "Raghu Mohan")
Raghu Mohan
Raghu Mohan has been a journalist since 1993, with a distinguished career spanning over three decades. His past experiences include notable stints at The Financial Express, Business India, and Businessworld. He specialises in banking and finance, with a particular emphasis on the regulatory aspects of these fields. In addition to his reporting expertise, he has also successfully managed special projects and events for the publications he has worked with, showcasing his versatility and skill as a journalist.
Raghu Mohan has been a journalist since 1993, with a distinguished career spanning over three decades. His past experiences include notable stints at The Financial Express, Business India, and Businessworld. He specialises in banking and finance, with a particular emphasis on the regulatory aspects of these fields. In addition to his reporting expertise, he has also successfully managed special projects and events for the publications he has worked with, showcasing his versatility and skill as a journalist.
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Forum to fight for retail consumers is critical: FREED's Ritesh Srivastava
With the RBI's intervention by way of risk weighting, retail credit growth has slowed down to around 16.3 per cent year-on-year as of late November 2024
 "Forum to fight for retail consumers is critical: FREED's Ritesh Srivastava")
Runaway retail credit growth highlights urgent need to protect consumers
What you can't get away from is the retail credit story is at an inflection point
 "Runaway retail credit growth highlights urgent need to protect consumers")
A first in 12 years: Banks to overhaul terms of engagement with BCs
Viability package for agents in NE states on cards
 "A first in 12 years: Banks to overhaul terms of engagement with BCs")
BCRC seeks RBI nod for five-day week, looks to attract skilled workforce
"While our dedication remains unwavering, this continuous seven-day schedule is proving unsustainable in the long run," the BCRC said in its submission to the central bank
 "BCRC seeks RBI nod for five-day week, looks to attract skilled workforce")
Finance Ministry dept to meet business correspondents, banks next week
Senior executives of banks to attend discussion; commissions and penalties for sector on agenda
 "Finance Ministry dept to meet business correspondents, banks next week")
Onboarding in retail credit has to be reworked: Scienaptic's Joydip Gupta
Modern lending ecosystems now have access to richer data through alternate data sources such as Account Aggregators (AA)
 "Onboarding in retail credit has to be reworked: Scienaptic's Joydip Gupta")
Field agents at a crossroads: The BC channel is ripe for being reimagined
The business correspondent channel is sought to be reworked with more offerings being hawked on it
 "Field agents at a crossroads: The BC channel is ripe for being reimagined")
ATMs to loans: Union Budget, Mint Road, and evolving financial landscape
A South Block and Mint Road tango is in the offing in 2025, foregrounded by deeper consultations with various stakeholders
 "ATMs to loans: Union Budget, Mint Road, and evolving financial landscape")
Plans underway for bigger role for TReDS, to enrol million MSMEs in 2 years
It is also expected that the Union Budget for FY26 may have more measures for MSME financing, with a bigger role for TReDS
 "Plans underway for bigger role for TReDS, to enrol million MSMEs in 2 years")
Business correspondents meet Irdai, seek consent to sell insurance products
BCRC's stance is that shocks from climate-related issues are affecting those at the bottom of the pyramid in a big way
 "Business correspondents meet Irdai, seek consent to sell insurance products")
2024, a rear view: Mint Road balances continuity and change in governance
Mint Road saw a new incumbent at the helm, followed through on its regulatory and governance initiatives even as the wait continues on a few fronts
 "2024, a rear view: Mint Road balances continuity and change in governance")
Six years of Shaktikanta Das's leadership as Mint Road's helmsman
It's been an eventful six year for Shaktikanta Das as Mint Road's helmsman. Here's a look at some of the significant moves during his watch
 "Six years of Shaktikanta Das's leadership as Mint Road's helmsman")
Is insurance selling by BCs the next step in financial inclusion?
The business correspondents' representative body has asked IRDAI to allow them to sell insurance products, particularly weather-indexed schemes to provide a safety net for rural buyers
 "Is insurance selling by BCs the next step in financial inclusion?")
Governance premium to rise sharply, banks to be put through the wringer
In European banks, you have a supervisory board for governance, another for management of business
 "Governance premium to rise sharply, banks to be put through the wringer")
Business correspondents' body demands higher charges for AePS withdrawals
Faced with a jump in costs and transaction failures, bank agents are demanding an upward revision of per-transaction charges to 1 per cent or Rs 21, whichever is lower
 "Business correspondents' body demands higher charges for AePS withdrawals")
BCFI to push for SRO status; explores solo, strategic partnership options
BCs have of late been sounding off to the Ministry of Finance, warning that the channel is becoming increasingly unviable
 "BCFI to push for SRO status; explores solo, strategic partnership options")
Rising delinquencies, aggressive lending put retail credit at risk
The stress in parts of retail lending is leading to business opportunities for those associated with the ecosystem
 "Rising delinquencies, aggressive lending put retail credit at risk")
RBI likely to draw up road map for ECL adoption at Monday's meeting
The central bank's communication to private banks' board secretariats has not listed the agenda for the meeting, but has only given the event flow
 "RBI likely to draw up road map for ECL adoption at Monday's meeting")
RBI asks shadow banks to give information on supply-chain financing
NBFCs may have to rework credit service typically used by small businesses
 "RBI asks shadow banks to give information on supply-chain financing")
Bumps on MFI road: Microfinance biz turns cautious as delinquencies rise
Business correspondents have helped deepen banking penetration in the nearly two decades they have been around. Can they play a role on the field for MFIs?
 "Bumps on MFI road: Microfinance biz turns cautious as delinquencies rise")
